Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
Explore Personal Finance
Latest
-
Eight Things You Must Know About Retiring to the Carolinas
retirement From the picturesque beach towns to cozy mountain communities, North Carolina and South Carolina offer retirees plenty of incentives.
By Bob Niedt
retirement -
Want the Maximum Social Security Check possible? Here's What You Need to Do Now
The top Social Security payment is $5,181 if you delay until age 70. Want to lock in the biggest possible check — or at least grab the largest share you can? Start taking these steps today.
By Kathryn Pomroy
-
Online Banks Still Lead on Rates, But Is Switching Worth it Now?
As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
-
3 Ways to Lower Your Child Care Costs in 2026
Working parents can take advantage of tax breaks and local assistance programs.
By Ella Vincent
-
Women Are Strong Savers. So, Why Do Their Balances Often Lag Behind?
Many women are consistent savers, but long-term balances don't always reflect those habits. Here's what's behind the gap — and what can help change it.
By Choncé Maddox
-
Are You Ready to Merge Finances With Your Significant Other?
Merging your money as a couple requires an honest conversation that clarifies what you're both walking into — and prevents bigger problems down the line.
By Lamar Brabham
-
4 Ways Parents Can Help College Grads in a Tight Job Market
Despite a weak entry-level job market, the college degree's return on investment is still achievable for this year's grads. Here's how parents can help them.
By Mallon FitzPatrick, CFP®, AEP®, CLU®
-
What You Will Pay for Medicare in 2026
Medicare premiums for 2026, as well as the costs of Parts A, B, and D, have increased. Here is how much you'll pay in 2026.
By Donna LeValley
-
The Social Security Test Every Wealthy Retiree Must Take
When you work and collect Social Security benefits before your FRA, you are subject to the Retirement Earning Test that could result in a temporary reduction of your benefits.
By Donna LeValley
