Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Where to Find 4.50% One-Year CDs NowSavings The best one-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
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The Best 3-Year CDs: Earn Up to 4.60%Savings Compare top CD rates, minimum deposits and early withdrawal penalties to grow your savings.
By Sean Jackson
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How to Use AI to Help Your Holiday ShoppingFrom saving money to picking the best gifts, tech can lend a hand this season — if you feed it the right information first.
By Beth Braverman
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As Rates Rise, Tapping Home Equity Gets TrickierWringing cash from your house can still make sense, but you need to take extra care to nab the best deal on a new loan.
By Kim Clark
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How Charitable Giving Can Be a Smart Financial MoveIf charitable giving is on your to-do list as year-end approaches, there are several ways you can maximize your impact while doing your own finances some good.
By Lawrence Sprung, CFP®, CEPA®
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My First $1 Million: Retired Banking VP, 70, Bexley, Ohio"I enjoyed the journey. The challenge of selecting and making good investments kinda fed on itself over the years."
By Joyce Lamb
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5 Warm-Weather Family Christmas Getaways for 2026Sponsored
Trade snow for sunshine this Christmas. Learn about five warm-weather family getaways, festive activities and ways to save on your holiday vacation.
By Carla Ayers
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10 Myths About Health Savings AccountsWhen you’re choosing a health plan for the year, one option may be a high-deductible plan that makes you eligible to contribute to a health savings account.
By Kimberly Lankford
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The Basics of Estate PlanningIf you have a will or trust, congratulations. But you’re not done with estate planning.
By Sandra Block
