New Family-Focused Stimulus Check Plan Introduced by Four Republican Senators

The proposal from Senators Cassidy, Daines, Romney and Rubio would provide $1,000 payments to all American citizens, regardless of age or dependent status.

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There's a new stimulus check proposal on the table. This one is coming from four Republican senators: Sens. Cassidy (La.), Daines (Mont.), Romney (Utah), and Rubio (Fla.). They want the next stimulus check payments to focus on families, because other federal relief measures, such as enhanced unemployment benefits, are not adjusted for family size. So, their plan is to send a $1,000 stimulus payment to all American citizens equally, regardless of age or dependent status. That means money will be available for families with adult dependents, including those with disabilities or college students.

Like the first-round payments under the CARES Act, the proposed second-round stimulus checks would be reduced for people with a higher income. If you're single, married but filing a separate tax return, or a qualifying widow(er), the phase-out would kick in if your adjusted gross income (AGI) is above $75,000. If you're a head-of-household filer, the AGI threshold would be $112,500. If you're married filing a joint tax return, it would be $150,000.

The senators' stimulus check proposal is structured like the CARES Act plan in other ways, too. For instance, nonresident aliens would not get a check. Anyone who could be claimed as a dependent on someone else's tax return would not get one, either (although the person who claims them as a dependent would get an extra $1,000). You would also have to have a Social Security number to receive a payment.

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To illustrate the focus on families, the senators note that a mom and dad with two dependent children would get $4,000 under their plan (assuming there was no phase-out). Under the CARES Act, that same family only got $3,400. A single parent with two children would get $3,000 under the senators' plan, while that family only got $2,200 under the CARES Act. And so on, and so on.

Rocky Mengle
Senior Tax Editor, Kiplinger.com

Rocky is a Senior Tax Editor for Kiplinger with more than 20 years of experience covering federal and state tax developments. Before coming to Kiplinger, he worked for Wolters Kluwer Tax & Accounting and Kleinrock Publishing, where he provided breaking news and guidance for CPAs, tax attorneys, and other tax professionals. He has also been quoted as an expert by USA Today, Forbes, U.S. News & World Report, Reuters, Accounting Today, and other media outlets. Rocky has a law degree from the University of Connecticut and a B.A. in History from Salisbury University.