Retirement
News, insights and expert analysis on retirement from the team at Kiplinger.
Explore Retirement
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For the 2% Club, Guardrails and the 4% Rule Do Not Work
For retirees with a pension, traditional withdrawal rules could be too restrictive. You need a tailored income plan that is much more flexible and realistic.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Now Is the Time to Start Designing Your 2027 Retirement
This is when you should be shifting your focus from growing your portfolio to designing an income and tax strategy that aligns your resources with your purpose.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®)
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Reduce Stress With a Layered Approach for Your Retirement Money
To be confident about retirement, consider building a safety net by dividing assets into distinct layers and establishing a regular review process. Here's how.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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Retirement Savings On Track? How Much You Should Have By 60 and 65
See how your retirement savings stack up compared to this Wall Street guide, ranked by age and income.
By Donna Fuscaldo
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Retirement Savings on Track? How Much You Should Have by 55 and 60
See how your retirement savings stack up compared to this Wall Street guide, ranked by age and income.
By Donna Fuscaldo
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Retirement Savings on Track? How Much You Should Have by 50 and 55
See how your retirement savings stack up compared to this Wall Street guide, ranked by age and income.
By Donna Fuscaldo
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Social Security Payment Schedule for 2026
Find out when you can expect your 2026 Social Security payments and the date you get paid when your scheduled day falls on a holiday.
By Donna LeValley
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The Average Monthly Social Security Check: December 2025
The average monthly Social Security check amount might surprise you. Here's a look at December's numbers and why they matter.
By Donna LeValley
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When to Apply for Social Security Payments? Your Age Matters
Do you know when to apply for Social Security benefits? What's the best age to start receiving monthly payments? Part of the answer lies in your birth year.
By Donna LeValley




