Retirement
News, insights and expert analysis on retirement from the team at Kiplinger.
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Four Ways to Help Prevent a Market Downturn From Scrambling Your Nest Egg
You may not be able to avoid a market decline when you're newly retired and starting to rely on your nest egg for income, but you can plan for that risk.
By Nicholas Shaheen, CFP®, CIMA® Published
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Four Social Security Mistakes That Could Cost You $100,000 or More
Many people don't know their full retirement age, aren’t sure at what age they are or were eligible for full retirement benefits, or take benefits too early.
By Kathryn Pomroy Last updated
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Can Both Spouses Collect Social Security Benefits? Quick Facts You Need
Both spouses can receive Social Security based on their individual earnings records and at what age they claim benefits
By Kathryn Pomroy Last updated
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The Average Retirement Savings by Age: Are You Keeping Up?
Think you may have more retirement savings than your peers? Here's your answer.
By Donna LeValley Last updated
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10 Reasons to Leave Your Heirs a Roth IRA
Including a Roth IRA in your estate plan has clear tax advantages, which can be passed along to your heirs for years to come. But if passed down incorrectly, your heirs won’t reap the full benefits.
By Kathryn Pomroy Last updated
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I Don't Need Social Security. Should I Skip Benefits and Save Them for People Who Do?
What happens when you forgo Social Security benefits?
By Maurie Backman Published
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What Is the June Social Security Payment Schedule?
The date your June Social Security benefit arrives depends on what day of the month you were born.
By Kathryn Pomroy Last updated
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Beyond 401(k)s: How Millennials Are Ditching Gen X Retirement Strategies. Will It Pay Off?
Sorry, Gen X, when it comes to saving for retirement, the younger generation views it differently.
By Donna Fuscaldo Published
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A Financial Adviser's Defense of Annuities: They're Just Misunderstood
Annuities can offer retirement income stability and security against market volatility, though some do have drawbacks. The key is to understand their features before buying.
By Victoria Larson, RICP® Published