Social Security
News, insights and expert analysis on social security from the team at Kiplinger.
Getting the most out of Social Security is anything but simple. As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. You’ll need to move carefully to maximize your income stream. Start with our beginner's guide to maximizing your Social Security benefits, then work your way through our other Social Security features, guides and news stories.
Latest
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Quiz: Do You Understand the Social Security Earnings Test?
Quiz Take this quick quiz to test your knowledge of the Social Security earnings test and avoid being surprised by a smaller check than you expect.
By Donna LeValley
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Are You Making These Five Costly Social Security Mistakes?
The most common Social Security mistakes, like claiming too early, ignoring spousal or survivor benefits, or misunderstanding key rules, can cost you $100,000 or more in lifetime benefits.
By Kathryn Pomroy
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Social Security Garnishment Rules: What Retirees Need to Know
Do you know who can garnish your monthly Social Security benefit? Or take the funds from your bank account? Learn how to protect your benefits from creditors.
By Donna LeValley
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The Average Social Security Check in Every State
Do you live in this New England state with the heftiest check? Your Social Security benefit can be affected by where you live.
By Donna LeValley
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Social Security Payment Schedule for 2026
Find out when you can expect your 2026 Social Security payments and the date you get paid when your scheduled day falls on a holiday.
By Donna LeValley
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The Average Social Security Check by Age
Compare your average Social Security check with others of your age, and plan for the future.
By Donna LeValley
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The Average Monthly Social Security Check: February 2026
The average monthly Social Security check amount might surprise you. Here's a look at February's numbers and why they matter.
By Donna LeValley
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Claiming Social Security: 7 Tools and Rules for DIY Investors
Deciding when to claim Social Security is tricky — and the wrong decision can be costly. DIY investors shouldn't leap in without these tools and rules.
By Vincent Birardi, CFP®, AIF®, MBA
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What's My Social Security Full Retirement Age?
The year you were born determines when you become eligible for your Social Security full retirement age benefit (FRA). Use our calculator to determine your FRA.
By Jackie Stewart
