Social Security
News, insights and expert analysis on social security from the team at Kiplinger.
Latest
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Three Common Social Security Myths in 2025: A Retirement Strategist Explains What You Need to Know
Taxes on benefits haven't been eliminated, and based on current projections, the program isn't going bankrupt. Understanding the truth about Social Security and knowing what you can control can help you better prepare for retirement.
By Katherine Tierney, CFA®, CFP® Published
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16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt Last updated
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How to Estimate Your Social Security Benefits in Six Steps
To plan smart for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy Last updated
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Social Security Turns 90 — Five Important Things to Know
Social Security has become a cornerstone of the American retirement system and works to keep over 16 million retirees above the poverty line. Here are five key facts about the program as it turns 90.
By Donna LeValley Published
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Social Security Planning Strategies and Challenges as It Hits Its 90th Year: A Financial Adviser's Guide
Longer life expectancies and changing demographics put extra pressure on the program, making it crucial for future retirees to understand its evolution, common myths and how to strategically plan for their benefits.
By Kelly Gilbert, Investment Adviser Representative Published
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How Much Will Social Security's 2033 Shortfall Cost You?
The Social Security trust fund will be insolvent in 2033 and by 2035 will have to reduce benefits by 23%. Here is now much more you need to save to cover the potential shortfall.
By Donna LeValley Last updated
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2026 Social Security COLA July Projection Rises
In October, the SSA will reveal the cost-of-living adjustment (COLA) that will apply to Social Security benefits next year. The COLA is an increase designed to help Social Security payments keep up with inflation.
By Donna LeValley Last updated
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Five Social Security Myths That Can Cost You Thousands
Before you collect Social Security benefits, make sure you don't believe any of these falsehoods.
By Donna Fuscaldo Published
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I missed the 2-Year IRMAA Rule. Now, my Medicare costs are skyrocketing. What are my options?
A spike in income could result in costly IRMAA charges on your Medicare premiums. We ask financial planning experts for advice.
By Maurie Backman Published