Does Your Retirement Plan Guard Against the ‘Survivor Trap’?

Don’t let a lack of retirement planning leave your spouse vulnerable. Protect their retirement dreams from falling income and rising taxes by taking these proactive steps.

A couple walks hand-in-hand down a country road.
(Image credit: Getty Images)

Most couples spend time talking about retirement and looking forward to the amazing things they’ll do together when they’re no longer working.

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Derek Ghia, CFP®, CIMA®
Managing Director, Greensview Wealth Management

Derek Ghia is a Certified Financial Planner (CFP®) and managing director of Greensview Wealth Management ( He is a Certified Investment Management Analyst (CIMA®) and has passed the Series 66 and Series 7 exams.