In Retirement Planning, Consider the Entire Journey

Retirement planning is like climbing a mountain — how you come down the mountain is just as important, if not more so, than how you get to the top.

A foursome of older people consult a map while on a mountain hike.
(Image credit: Getty Images)

Editor’s note: This is part one of a three-part series that takes a look at planning for retirement during the “fragile decade.”

The fragile decade is the wonderfully exhilarating time that spans the last five years of working and the first five years in retirement. It’s also the period that could blow up your whole retirement plan.

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Cosmo P. DeStefano
CPA (retired), Financial Author and Strategist

Cosmo P. DeStefano is a retired CPA and tax partner who spent over three decades with one of the largest professional services firms in the world, PricewaterhouseCoopers. He has consulted with clients big and small, public and private, across a wide variety of industries, helping them solve intricately complex business and financial issues. Cosmo is also an award-winning author. His book “Wealth Your Way: A Simple Path To Financial Freedom” has garnered numerous accolades.