An Uncomfortable Truth About Aging and Retirement Planning

It happens to us all eventually: We slow down a step or two as we grow older. If you’re managing your money on your own, there will come a day when it could catch up with you.

An older couple look off into the distance
(Image credit: Getty Images)

Financial planning isn’t rocket science. Given enough spare time and discipline, anyone can learn the basic tenets of retirement planning: diversify, mind your taxes, prepare for unexpected events, draft proper legal protections, etc. I promise it’s all out there online.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Michael R. Panico, CFP®
Founder and CEO, Arcadia Financial Group LLC

Michael R. Panico, CFP®, is the founder and CEO of Arcadia Financial Group LLC, based in Manchester, N.H. Michael works with investments and insurance products to help clients reach their financial goals.