How to Create a Budget and Stick to It

Maintaining a budget so you can build up your savings takes more than just ditching your daily latte addiction. Brunch and Budget founder Pam Capalad chats with hosts Ryan and Sandy about how to devise a spending and saving strategy that works for you. Plus: Learn why everybody should have a Roth IRA.

Ryan: Despite what you've heard from Suze Orman, establishing good financial habits isn't just about cutting out your daily coffee. Brunch and Budget founder, Pam Capalad, joins Sandy and me for a main segment interview on how you can build and stick with a budget that works for you.

Ryan: On today's show we tell you why you need a Roth IRA, and talk debit cards and rap verses in the new edition of Wild Pitches. That's all ahead on this episode of Your Money's Worth. Stick around.

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Sandra Block
Senior Editor, Kiplinger's Personal Finance

Block joined Kiplinger in June 2012 from USA Today, where she was a reporter and personal finance columnist for more than 15 years. Prior to that, she worked for the Akron Beacon-Journal and Dow Jones Newswires. In 1993, she was a Knight-Bagehot fellow in economics and business journalism at the Columbia University Graduate School of Journalism. She has a BA in communications from Bethany College in Bethany, W.Va.