In an Overpayment Scam, Your Bank Could Be a Thief’s Best Friend

One man learned the hard way that an overpayment scam can happen to anyone, but the even harder lesson might be that his bank did nothing to protect him.

An unidentifiable person wearing a hoodie and sitting in a dark room works on a laptop.
(Image credit: Getty Images)

If Southern California-based family nurse practitioner Joe Torres had read Fool Me Once by Kelly Richmond Pope, he and I would never have spoken. He also would not have lost thousands of dollars in an “overpayment” scam that began when his laptop screen froze while he was working with a patient.

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H. Dennis Beaver, Esq.
Attorney at Law, Author of "You and the Law"

After attending Loyola University School of Law, H. Dennis Beaver joined California's Kern County District Attorney's Office, where he established a Consumer Fraud section. He is in the general practice of law and writes a syndicated newspaper column, "You and the Law." Through his column he offers readers in need of down-to-earth advice his help free of charge. "I know it sounds corny, but I just love to be able to use my education and experience to help, simply to help. When a reader contacts me, it is a gift."