How to Manage Adoption Costs

Adopting a child can be expensive, but subsidies and tax breaks are available.

A family with two children taking a selfie.
(Image credit: Getty Images)

November is National Adoption Month, and there are currently 4.5 million adopted children in the U.S., according to the Adoption Network. For many people who want to open their homes to children in need of adoption, the significant expenses are a hurdle to overcome. 

If you’re adopting a child through a U.S. private agency, costs may range from $30,000 to $60,000. Even if you pursue an independent adoption, in which you work directly with the birth parents without using an agency (or the public welfare system), you’ll still need to pay attorney fees and other expenses, which can range from $25,000 to $40,000. International adoption may cost from $20,000 to more than $50,000 — plus travel expenses, which can add thousands of dollars more.  

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Ella Vincent
Staff Writer

Ella Vincent is a personal finance writer who has written about credit, retirement, and employment issues. She has previously written for Motley Fool and Yahoo Finance. She enjoys going to concerts in her native Chicago and watching basketball.