Loans
News, insights and expert analysis on loans from the team at Kiplinger.
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Your Home + Your IRA = Your Long-Term Care Solution
If you're worried that long-term care costs will drain your retirement savings, consider a personalized retirement plan that could solve your problem.
By Jerry Golden, Investment Adviser Representative Published
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Student Loan Delinquencies Are Hurting Credit Scores — Even for Parents and Grandparents
Millions of borrowers are falling behind on student loan payments, triggering steep credit score drops. If you or your family carry student debt, here's what you need to know now.
By Choncé Maddox Published
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A Financial Expert's Tips for Lending Money to Family and Friends
What starts as a lifeline can turn into a minefield if the borrower ghosts the lender. Following these three steps can help you avoid family feuds over funds.
By Neale Godfrey, Financial Literacy Expert Published
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How to Thaw a Credit Freeze — and Why You Would
As you shop for a loan or credit card, you must open up access to your credit reports.
By Ella Vincent Last updated
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DIY Credit Protection: Four Low-Cost Ways to Monitor Your Score and Prevent Identity Theft
credit & debt Here's how to keep your credit intact without breaking the bank.
By Miriam Cross Last updated
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Going to College? How to Navigate the Financial Planning
College decisions this year seem even more complex than usual, including determining whether a school is a 'financial fit.' Here's how to find your way.
By Chris Ebeling Published
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What Is a Good Credit Score?
Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.
By Ellen B. Kennedy Last updated
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How Inflation Affects Your Finances and How to Stay Ahead
The cost of goods and services is certain to rise over time, making it essential to have a financial plan that will help you keep pace.
By Kyle D. Sikes Published
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Seven Questions to Ask When Evaluating Personal Loan Options
Taking out a personal loan too hastily could lock you into unfavorable terms with an untrustworthy lender. Ask these questions before signing anything.
By David Kimball Published