Credit Card Offerings from Cell Phone Carriers
Some major cell-phone companies offer options worth checking out.


When you’re searching for a new bank account or credit card, your wireless carrier probably isn’t the first place you’d check. But a couple of major cell-phone companies offer options that are worth a look.
The Verizon Visa Card debuted over the summer, and Verizon Wireless customers may find good value in the card’s rewards. To start, you get 4% back on grocery store and gas purchases—competitive paybacks for a card that has no annual fee. Cardholders also earn 3% back on restaurant spending (including takeout), 2% on Verizon purchases (including devices and wireless bills) and 1% on all other spending. Rewards are in the form of Verizon Dollars, which you can redeem for Verizon purchases, such as monthly bills, smartphones and accessories. (Verizon Dollars are forfeited if your account is inactive for two years.)
Another perk: You qualify to get up to $10 off per phone line on your Verizon bill if you use the card to make automatic payments. If you use any other credit card, you won’t get the auto-pay discount, but you are eligible if you use a debit card or bank account instead.
From just $107.88 $24.99 for Kiplinger Personal Finance
Be a smarter, better informed investor.

Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
High-yield checking for T-Mobile customers. The T-Mobile Money online checking account is available to those who are not customers of the wireless company. But customers get a better yield: 4% on balances of up to $3,000 and 1% on the portion higher than that threshold, compared with 1% on all balances for noncustomers. To earn the 4% rate, you must deposit at least $200 in the account monthly. If you meet the deposit requirement, you can also overdraw your account by up to $50 with no fee—but you must make the balance positive within 30 days. The account has no monthly fee or minimum-balance requirement and provides fee-free access to more than 55,000 ATMs in the Allpoint network.
T-Mobile issues the account in partnership with BankMobile, a division of Customers Bank. Bank services are not available in T-Mobile stores—you manage your account online or through an app, and you can call customer service for help.
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.
-
Amazon Ends Free Shipping Benefit Sharing with Non-Household Members
Starting October 1, Prime members will no longer be able to share shipping perks with those outside their household.
-
Big Tech Names Rise Above Broad Weakness: Stock Market Today
Some familiar names enjoyed solid rallies on the resolution of outstanding questions, but macro uncertainty hangs over the broader market.
-
Texas Sales Tax-Free Weekend 2025
Tax Holiday Here's what you needed to know about the Texas sales tax holiday.
-
Alabama Tax-Free Weekend 2025
Tax Holiday Here’s everything you need to know about the 2025 back-to-school Alabama sales tax holiday.
-
Amazon Resale: Where Amazon Prime Returns Become Your Online Bargains
Feature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
-
Best States to Buy Chocolate Candy Tax-Free
State Taxes There’s something spooky this Halloween, and it’s not just the ghouls. Find out if your state’s sales tax takes a bite out of sweet savings.
-
Florida Back-to-School Tax-Free Holiday 2025
Sales Taxes The new tax-free holiday in Florida brought month-long savings on computers, clothing and other school supplies.
-
Roth IRA Contribution Limits for 2025
Roth IRAs Roth IRAs allow you to fund your retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2025 limits and income-based phaseouts.
-
Four Tips for Renting Out Your Home on Airbnb
real estate Here's what you should know before listing your home on Airbnb.
-
Five Ways to a Cheap Last-Minute Vacation
Travel It is possible to pull off a cheap last-minute vacation. Here are some tips to make it happen.