Social Security
News, insights and expert analysis on social security from the team at Kiplinger.
Getting the most out of Social Security is anything but simple. As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. You’ll need to move carefully to maximize your income stream. Start with our beginner's guide to maximizing your Social Security benefits, then work your way through our other Social Security features, guides and news stories.
Latest
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Social Security Reverses Plan to Withhold 100% of Benefits to Recoup Overpayments
As of April 25, the SSA will no longer require beneficiaries who have been accidentally overpaid to have 100% of their monthly benefit check withheld until the balance is paid, reversing an earlier decision.
By Kathryn Pomroy Last updated
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Social Security Strategies for High-Net-Worth People
People who don't 'need' their Social Security may consider using their benefits to manage estate taxes and long-term care expenses.
By Ash Ahluwalia, CFP®, MBA, NSSA Published
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What Is the May Social Security Payment Schedule?
The date your May Social Security benefit arrives depends on what day of the month you were born.
By Kathryn Pomroy Last updated
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How to Estimate Your Social Security Benefits in Six Steps
To plan smart for retirement, estimate your Social Security benefits years before you'll need the money. Here's how to do it.
By Kathryn Pomroy Last updated
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Should You Donate Money to the Social Security Trust Funds?
You can make charitable donations to Social Security, the safety net for older Americans. But will it make a lasting impact?
By Maurie Backman Published
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Advisers, Take Note: How 2025 Social Security Changes May Impact Your Clients
What financial advisers might need to know to help their clients navigate Social Security in 2025.
By Jake Klima Published
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What Trump Has Done With Social Security So Far
Since President Trump took office, he has proposed or initiated changes to how Social Security functions, including closing offices and offering buyouts. Here's a roundup.
By Kathryn Pomroy Last updated
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How to Calculate Taxes on Social Security Benefits in 2025
Social Security The federal government can tax up to 85% of your Social Security benefits, so it's good to know how those taxes are calculated.
By Kelley R. Taylor Last updated
Social Security -
Social Security Is Taxable, But There Are Workarounds
If you're strategic about your retirement account withdrawals, you can potentially minimize the taxes you'll pay on your Social Security benefits.
By Todd Talbot, CFP®, NSSA, CTS™ Published