Getting the most out of Social Security is anything but simple. As you near retirement, the decisions you make could have a significant impact on the amount of money you receive, and some of these choices are irrevocable. You’ll need to move carefully to maximize your income stream. Start with our beginner's guide to maximizing your Social Security benefits, then work your way through our other Social Security features, guides and news stories.
Latest
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Higher Social Security Payments? The CPI-E Could Make it Happen
Some lawmakers have called for it to be used to determine COLA for Social Security payments, but would it make much of a difference?
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How to Maximize Your Social Security Now That the One Big Beautiful Bill Is Law
When applying for your Social Security benefits, consider the new enhanced deduction for people age 65 and older, as well as your health, family situation and other financial issues.
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The 10 Places Where Social Security Covers the Most (and Least) Of Your Expenses
On average, Social Security covers 30.11% of retirees’ spending. Fortunately, there are places where those dollars will stretch further and cover more of your spending.
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Social Security Tax Limit for 2025: What the Higher Cap Means for Your Paycheck
Social Security Wealthier taxpayers will have more Social Security tax taken from their paychecks this year.
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Social Security Administration Reverses Plan on Paper Checks: What Beneficiaries Should Know
The Social Security Administration has backed off from plans to eliminate paper checks. However, it will only send checks in the mail as a matter of last resort.
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Social Security Garnishment: Understand the Rules and Safeguard Your Benefits
Do you know who can garnish your monthly Social Security benefit? Or take the funds from your bank account? Learn how to protect your benefits from creditors.
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How Divorced Retirees Can Maximize Their Social Security Benefits: A Case Study
Susan discovered several years after she filed for Social Security that she is eligible to receive benefits based on her ex-spouse's earnings record. This case study explains how her new benefits are calculated and what her steps are to claim some of the money she missed.
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Denmark Raised the Social Security Age to 70. Should the US Do the Same?
Social Security is facing a shortfall. One idea is to raise the retirement age, as Denmark did recently, but would it work in America?
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How to Apply for Social Security Online or In Person at Any Age
There are two ways to apply for Social Security retirement benefits. When you apply for benefits has no impact on how you file to claim your benefits.
