Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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The Best Thing About Having Insurance? Not Needing to Use ItAn insurance policy isn't a lottery ticket — it's a contract that acts as a backstop against disaster, which is why the best claim is the one you never have.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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You May Be Overcharged for Home and Car Insurance, Study Says. Here's What to Do About It.Insurance companies are charging $150 billion more than they should be for home and car insurance every year, according to a new study.
By Rachael Green
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8 Surprising Things Home Insurance Doesn't CoverYour home insurance protects you from a lot, but not from these eight common threats.
By Alexandra Twin
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Would Illinois's New Insurance Law Help or Hurt Your Wallet?Illinois is on the verge of passing new consumer protection laws, but the insurance industry says it's bad news.
By Rachael Green
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Kiplinger Readers' Choice Awards 2026: Homeowners InsuranceThe results of the Kiplinger Readers’ Choice Awards' best homeowners insurance company category.
By Rachael Green
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The 1% Deductible Rule to Avoid Overpaying for Home InsuranceYou could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.
By Rachael Green
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9 Things You'll Regret Keeping in a Safe Deposit BoxSafe Storage Locking up certain important documents and valuables in a bank vault could turn into a headache for you or your heirs.
By Bob Niedt
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Are You Committing Insurance Fraud Without Realizing It?More Americans commit insurance fraud than you might think, and many don't even know they're doing it.
By Ben Demers
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Should You Get Earthquake Insurance?Your home insurance doesn’t cover earthquakes, but paying extra for earthquake insurance isn’t just for Californians.
By Rachael Green
