Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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Kiplinger Readers' Choice Awards 2025: Homeowners Insurance
Readers' Choice Awards In our 2025 Readers' Choice Awards survey, readers evaluated financial providers. Find out which homeowners' insurance company came out on top.
By Emma Patch Published
Readers' Choice Awards -
How Much Does Flood Insurance Cost in 2025?
What homeowners and renters need to know about rising flood insurance rates, FEMA’s Risk Rating 2.0 and how to protect your property.
By Paige Cerulli Published
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I'm an Insurance Pro: How Not to Get Dumped by Your Insurance Agent
Your insurance agent or broker might show you the door if you do any of these five things. Being a good customer is about more than paying your bill on time.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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Four Things You Can Do If Your Home Insurance Is Canceled or Not Renewed
Don't panic — here's how to understand your notice, switch coverage and protect your home after a policy nonrenewal or cancellation.
By Ben Luthi Last updated
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Hail Damage Insurance Claims: Are They Worth the Hassle?
Before filing a hail damage insurance claim, understand the potential costs, risks and whether it’s worth the effort. Learn when to file and when to pay out of pocket.
By Paige Cerulli Published
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Five Overlooked Water Damage Risks Homeowners Forget About
Water damage is one of the most common — and costly — home repairs. Here's what your policy may not protect against, and how you can avoid major headaches.
By Paige Cerulli Published
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Denied and Abandoned: The Rise of Unregulated Insurers and the Homeowners Left Behind
As traditional insurers retreat from California's high-risk zones, a surge of unregulated carriers steps in, leaving a trail of denied claims and devastated homeowners.
By Paige Cerulli Published
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Five DIY Security Upgrades That Can Lower Your Home Insurance Premium
Protect your home and your wallet with these easy, affordable upgrades that may qualify you for insurance discounts.
By Paige Cerulli Published
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Four Reasons It May Be Time to Shop for New Insurance
You may be unhappy with your insurance for any number of reasons, so once you've decided to shop, what is appropriate (or inappropriate) timing?
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published