the Editors of Kiplinger's Retirement Report

401(k) Contribution Limits for 2022
Concept art showing a piggy bank standing in front of a chalkboard with 401k written on it.
401(k)s

401(k) Contribution Limits for 2022

Workers saving for retirement have a reason to rejoice over the 401(k) contribution limits for 2022.
May 20, 2022
7 Things Medicare Doesn’t Cover
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Healthy Living on a Budget

7 Things Medicare Doesn’t Cover

Medicare Part A and Part B leave some pretty significant gaps in your health-care coverage. But Medicare Advantage has problems, too.
May 4, 2022
What Retirees Will Pay for Medicare in 2022
A stethoscope sitting on top of money by a calculator.
Medicare

What Retirees Will Pay for Medicare in 2022

Seniors will pay more for Parts B and D this year, though Medicare Advantage plans should be slightly cheaper.
January 12, 2022
Roth IRA Basics: 11 Things You Must Know
Piggy bank with Roth IRA written on it
Financial Planning

Roth IRA Basics: 11 Things You Must Know

A Roth IRA can be a great way to save for retirement since the accounts have no required minimum distributions and you withdraw the money tax-free.
November 23, 2021
The Basics of Required Minimum Distributions: 12 Things You Must Know About RMDs
A man breaking a piggy bank
Financial Planning

The Basics of Required Minimum Distributions: 12 Things You Must Know About RMDs

Retirement savers who are 72 must start withdrawing funds from tax-advantaged retirement accounts. Here’s what you need to know about required minimum…
November 22, 2021
Traditional IRA Basics: 10 Things You Must Know
Picture of a piggy bank
Basics

Traditional IRA Basics: 10 Things You Must Know

A traditional IRA can be a powerful retirement-savings tool but you need to understand contribution limits, RMDs, rules for beneficiaries under the SE…
November 22, 2021
11 Costly Medicare Mistakes You Should Avoid Making
A couple looks at a computer screen with a shocked expression
Medicare

11 Costly Medicare Mistakes You Should Avoid Making

If you don't make the right choices, you could end up with high Medicare premiums and big out-of-pocket costs.
November 16, 2021
Social Security Earnings Tests: 5 Things You Must Know
A couple looks at a check with concern.
social security

Social Security Earnings Tests: 5 Things You Must Know

If you’re still working and claim Social Security early, your benefits could be reduced, at least temporarily.
October 13, 2021
Reverse Mortgages: 10 Things You Must Know
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Making Your Money Last

Reverse Mortgages: 10 Things You Must Know

Reverse mortgages can be complicated so it’s imperative that you understand how the loan is repaid, the monthly costs and potential scams to look out …
March 26, 2021
401(k) Contribution Limits for 2021
picture of woman putting money in a jar labeled 401K
Financial Planning

401(k) Contribution Limits for 2021

The 401(k) contribution limit stayed the same for 2021. But workers 50 and older can save an extra amount for retirement.
February 5, 2021
Retirees, Use Video Chat Freebies to Gather the Family for the Holidays
Happy senior man having a video call with his family through a computer.
Smart Buying

Retirees, Use Video Chat Freebies to Gather the Family for the Holidays

Free video conferencing apps have become household names this year as Americans turned to them for virtual gatherings throughout the year.
December 4, 2020
The Answers to More RMD Questions
A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins
retirement

The Answers to More RMD Questions

The CARES Act made 2020 required minimum distributions optional. But what are your next moves?
June 12, 2020
Tax Tip: New Line on Form 1099 for REITs
retirement

Tax Tip: New Line on Form 1099 for REITs

Income from real estate investment trusts can qualify for a new tax deduction on 2018 returns.
March 26, 2019
Retiree Tax Tip: The Age 55 Exception for 401(k)s
retirement

Retiree Tax Tip: The Age 55 Exception for 401(k)s

How to avoid the 10% early-withdrawal penalty when you tap your former employer's 401(k).
January 3, 2019
10 Things You Need to Know About Medicare
Medicare

10 Things You Need to Know About Medicare

Heading into retirement brings a slew of new topics to grapple with, and one of the most maddening may be Medicare.
October 12, 2018
Retiree Tax Tip: Donating Items to Charity
Tax Breaks

Retiree Tax Tip: Donating Items to Charity

Generally, the higher the value of your donation, the more records you'll need to gather.
September 28, 2018
Retiree Tax Tip: Tally Taxes on Social Security
retirement

Retiree Tax Tip: Tally Taxes on Social Security

Up to 85% of your Social Security benefits may be taxable depending on your income in retirement.
September 5, 2018
FAQs About RMDs: Don't Blow Your Required Minimum Distributions
required minimum distributions (RMDs)

FAQs About RMDs: Don't Blow Your Required Minimum Distributions

Required minimum distributions are annual withdrawals people generally are forced to start taking from tax-deferred retirement accounts, such as tradi…
July 23, 2018
Your Medicare Questions Answered
retirement

Your Medicare Questions Answered

Medicare plays a critical role in retirees' health care starting at age 65.
May 23, 2018
Your Social Security Questions Answered
Three Social Security cards
social security

Your Social Security Questions Answered

What's the best age to claim Social Security benefits?
May 16, 2018
Social Security Help: Dividend Income and the Social Security Earnings Test
Senior woman using laptop at home.
social security

Social Security Help: Dividend Income and the Social Security Earnings Test

For early claimers, some kinds of income can temporarily reduce your Social Security benefits.
May 25, 2017
Social Security Tips to Maximize Your Benefits
social security

Social Security Tips to Maximize Your Benefits

Answers to real-life questions about Social Security claiming strategies.
March 9, 2017
Why Some People Pay Less for Medicare Than Others
Medicare

Why Some People Pay Less for Medicare Than Others

What you need to know about Medicare premiums -- and how to reduce yours under certain circumstances.
March 3, 2017
6 Tax Factors to Consider When Picking a Retirement Destination
A person sitting at a desk, holding a pen, with a calculator, piggy bank and a stack of coins
retirement

6 Tax Factors to Consider When Picking a Retirement Destination

It pays to know how much you might pay in state and local taxes before you move.
October 26, 2015
10 Things You Must Know About Roth Accounts
Concept art of Roth savings plan
IRAs

10 Things You Must Know About Roth Accounts

Tax-free income is a dream of every taxpayer.
November 22, 2013
6 Essential Documents for Alzheimer's
Financial Planning for Alzheimer's

6 Essential Documents for Alzheimer's

Prepare these documents, and update older ones, while you still have the decision-making capacity to do so.
January 9, 2013
Top Web Sites on Alzheimer's Disease
Financial Planning for Alzheimer's

Top Web Sites on Alzheimer's Disease

These resources for patients and caregivers can help provide guidance for dealing with Alzheimer's disease and other forms of dementia.
January 9, 2013