
Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
Karl Susman is a veteran insurance agency principal, nationally engaged insurance expert witness and broadcast host who translates insurance from jargon to judgment. For more than three decades, he's helped consumers, courts and policymakers navigate coverage, claims and compliance. As Principal of Susman Insurance Agency, Karl works directly with households and businesses to compare options and make clear, defensible coverage decisions.
In litigation, Karl has provided expert testimony hundreds of times in state, federal and criminal matters, with a focus on agents' and brokers' standard of care, placement practices and claim-handling expectations. He appears regularly in the media offering commentary and analysis of insurance industry news, and he advises lawmakers on legislation, programs and policies that affect insurance markets.
Karl is the Founder of Insurance Consumer Guidance Society (ICGS), a 501(c)(3) nonprofit dedicated to educating people about their insurance policies and empowering them to make informed decisions.
He is also the host of the syndicated talk radio show "ICGS Insurance Hour" — a one-hour call-in program carried across California on which he fields real-world questions and shares practical, actionable guidance listeners can use immediately.
Phone: (310) 820-5200 | Email: karl@susmaninsurance.com | X (Twitter): @InsuranceHour__
Websites: www.susmaninsurance.com, expertwitnessprofessionals.com, icgs.org
LinkedIn: www.linkedin.com/in/karlsusman
Latest articles by Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Five Tips for Choosing Your Insurance Agent or Broker
Selecting an insurance professional could be as important as picking a surgeon. It might not be literal life-or-death, but it could be financial life-or-death.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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My Insurance Company Flew a Drone Over My House?
Insurers are determining what risks they might face by insuring your home, such as a potentially leaky roof or fire hazards. Your premium could be affected.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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When Is the Perfect Time to Buy Life Insurance?
This is not an easily answered question, other than 'when you're the youngest and healthiest you can be.' Your occupation, habits and extracurricular activities will also affect your premium.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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Why Has Your Car Insurance Gone Up? (And What You Can Do About It)
Inflation, technology and bad drivers have jacked up everybody’s insurance rates, but there are a few things you can do to possibly lower yours.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
