Latest articles by David Rodeck
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Does an Annuity Belong in a 401(k)?
Making Your Money Last Unlike pensions, 401(k)s place the risk of outliving savings squarely on the retiree's shoulders. Find out what's right for you.
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8 Must-Know Facts About Your Social Security Benefits
Making Your Money Last What you don't understand about Social Security could cost you. Here are key facts worth knowing.
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Estate Planning: A Special Trust for Special Needs Children
Caregiving Special needs trusts can help fund quality-of-life improvements for the beneficiary, such as a phone, a trip or a private room in a group care facility.
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Short-Term Insurance Plans' Good, Bad and Ugly
retirement You'll need a clear-eyed analysis to gauge the value of short-term care insurance plans and if they're right for you.
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Retirees, Here's How to Make a Medigap Switch to Save Money
Making Your Money Last You want to find the best Medicare medigap plan for your budget. Sometimes that means changing things up. Here's some guidance.
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Build an Inflation Hedge Around Retirement
Financial Planning Inflation brings two headaches for retirees: stretching a fixed income to meet rapidly rising prices and investing a retirement savings portfolio so that it keeps pace with the higher cost of living. Here are some strategies to avoid the pain.
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Don't Fall for That Life Insurance Ad on TV
life insurance A 30-second commercial is unlikely to fully explain the pros and cons of a life insurance product. Here's a better way to find the right insurance for you.
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Retirees, Here's What to Consider When Buying an Annuity
annuities Annuities are sometimes touted as a solution for retirees concerned about outliving their savings. But these products can be complicated.
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New Year's Resolutions to Set Retirees Up for a Successful 2022
happy retirement Here are five goals that will help you strengthen your finances and save more money.
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Retirees, Get an Upfront Tax Break for Delayed Charitable Giving
Charity A donor-advised fund allows you to deduct your contributions on your tax return today while postponing the actual charitable donations until later.
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How to Find a Lost Retirement Account
Financial Planning A national database to find forgotten 401(k)s and pensions could be on the way, but savers should take action now to locate any missing retirement accounts.
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8 Surprising Ways to Prosper From Annuities
annuities You can use a fixed annuity to do more than just generate retirement income. These insurance contracts can also help you give to charity, leave money to your heirs and delay taking Social Security.
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You Can Keep Some Assets While Qualifying for Medicaid. Here's How
Long-Term Care Insurance There are some tools you can use to avoid spending down all of your assets, and potentially impoverishing a spouse, while still meeting the qualifications for Medicaid.
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7 Ways to Utilize Your Life Insurance Policy’s Cash Value
life insurance If you no longer need life insurance, don't just cancel the policy and cash out. Instead, consider one of these strategies to capitalize on its value while minimizing taxes.
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The Essentials You Need for an Estate Plan
estate planning You can reduce stress and expenses for yourself and your family if you develop an estate plan that includes these important documents.
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Retirees, Your Finances Need an Annual Checkup
Financial Planning An annual review should include going over your budget, taking a look at your investment portfolio and making sure you have the right beneficiaries listed on life insurance.
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8 Insurance Products You May Not Need
Financial Planning You may be paying for insurance, such as long-term disability or product warranties, that is potentially unnecessary.
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11 Money Moves to Make in the Decade Before You Retire
retirement planning Pre-retirement steps include reviewing what you expect to pay in taxes and how you will cover health care costs once you stop working.
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Your Financial Adviser Wants to Retire, Too
Financial Advisers As the wealth management industry faces a wave of retirements, it's time for you to consider whether your adviser has a succession plan -- and what you should do about it.
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A Snowbird’s Preflight Checklist for Insurance
Making Your Money Last If you're spending part of the year in Florida, Arizona or any other state, seniors should follow this guidance about managing two homes in retirement.
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Early Retirement Means Finding Health Insurance Before Medicare
Making Your Money Last Cover the gap with health insurance before you're eligible for Medicare enrollment.
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The Annuity With a Tax-Planning Twist
Financial Planning A qualified life annuity contract helps retirees with guaranteed payments to last their entire lives.
Financial Planning
