David Rodeck
David is a financial freelance writer based out of Delaware. He specializes in making investing, insurance and retirement planning understandable. He has been published in Kiplinger, Forbes and U.S. News, and also writes for clients like American Express, LendingTree and Prudential. He is currently Treasurer for the Financial Writers Society.
Before becoming a writer, David was an insurance salesman and registered representative for New York Life. During that time, he passed both the Series 6 and CFP exams. David graduated from McGill University with degrees in Economics and Finance where he was also captain of the varsity tennis team.
Latest articles by David Rodeck
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Managing Your Stock Market PsychologyYou can remain steady even though the stock market may feel like a roller coaster. Your emotions don’t have to rule your wallet.
By David Rodeck
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The Six Best Ways to Give to Charity (And Cut Your Tax Bill)Giving your money to charity doesn’t have to be a totally selfless act. It can also be a way to keep the tax collector’s hands out of your pocket or away from your heirs.
By David Rodeck
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What You Need to Know About Life Insurance Settlementslife insurance If your life insurance payments don’t seem worth it anymore, consider these options for keeping the value.
By David Rodeck
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As the Market Falls, New Retirees Need a Planretirement If you’re in the early stages of your retirement, you’re likely in a rough spot watching your portfolio shrink. We have some strategies to make the best of things.
By David Rodeck
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Does an Annuity Belong in a 401(k)?Making Your Money Last Unlike pensions, 401(k)s place the risk of outliving savings squarely on the retiree's shoulders. Find out what's right for you.
By David Rodeck
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8 Must-Know Facts About Your Social Security BenefitsMaking Your Money Last What you don't understand about Social Security could cost you. Here are key facts worth knowing.
By David Rodeck
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Estate Planning: A Special Trust for Special Needs ChildrenCaregiving Special needs trusts can help fund quality-of-life improvements for the beneficiary, such as a phone, a trip or a private room in a group care facility.
By David Rodeck
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Build an Inflation Hedge Around RetirementFinancial Planning Inflation brings two headaches for retirees: stretching a fixed income to meet rapidly rising prices and investing a retirement savings portfolio so that it keeps pace with the higher cost of living. Here are some strategies to avoid the pain.
By David Rodeck
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Don't Fall for That Life Insurance Ad on TVlife insurance A 30-second commercial is unlikely to fully explain the pros and cons of a life insurance product. Here's a better way to find the right insurance for you.
By David Rodeck
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Retirees, Here's What to Consider When Buying an Annuityannuities Annuities are sometimes touted as a solution for retirees concerned about outliving their savings. But these products can be complicated.
By David Rodeck
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New Year's Resolutions to Set Retirees Up for a Successful 2022happy retirement Here are five goals that will help you strengthen your finances and save more money.
By David Rodeck
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Retirees, Get an Upfront Tax Break for Delayed Charitable GivingCharity A donor-advised fund allows you to deduct your contributions on your tax return today while postponing the actual charitable donations until later.
By David Rodeck
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How to Find a Lost Retirement AccountFinancial Planning A national database to find forgotten 401(k)s and pensions could be on the way, but savers should take action now to locate any missing retirement accounts.
By David Rodeck
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8 Surprising Ways to Prosper From Annuitiesannuities You can use a fixed annuity to do more than just generate retirement income. These insurance contracts can also help you give to charity, leave money to your heirs and delay taking Social Security.
By David Rodeck
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You Can Keep Some Assets While Qualifying for Medicaid. Here's HowLong-Term Care Insurance There are some tools you can use to avoid spending down all of your assets, and potentially impoverishing a spouse, while still meeting the qualifications for Medicaid.
By David Rodeck
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7 Ways to Utilize Your Life Insurance Policy’s Cash Valuelife insurance If you no longer need life insurance, don't just cancel the policy and cash out. Instead, consider one of these strategies to capitalize on its value while minimizing taxes.
By David Rodeck
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The Essentials You Need for an Estate Planestate planning You can reduce stress and expenses for yourself and your family if you develop an estate plan that includes these important documents.
By David Rodeck
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11 Money Moves to Make in the Decade Before You Retireretirement planning Pre-retirement steps include reviewing what you expect to pay in taxes and how you will cover health care costs once you stop working.
By David Rodeck
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Your Financial Adviser Wants to Retire, TooFinancial Advisers As the wealth management industry faces a wave of retirements, it's time for you to consider whether your adviser has a succession plan -- and what you should do about it.
By David Rodeck
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A Snowbird’s Preflight Checklist for InsuranceMaking Your Money Last If you're spending part of the year in Florida, Arizona or any other state, these are the key steps to take to manage two homes in retirement.
By David Rodeck
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Early Retirement Means Finding Health Insurance Before MedicareMaking Your Money Last Cover the gap with health insurance before you're eligible for Medicare enrollment.
By David Rodeck
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The Annuity With a Tax-Planning TwistFinancial Planning A qualified life annuity contract helps retirees with guaranteed payments to last their entire lives.
By David Rodeck
Financial Planning
