
Adam Shell
Adam Shell is a veteran financial journalist who covers retirement, personal finance, financial markets, and Wall Street. He has written for USA Today, Investor's Business Daily and other publications.
Latest articles by Adam Shell
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The Average 401(k) Balance by Age
How did your 401(k) balance rank vs savers your age in the second quarter? Learn the keys to building a 7-figure retirement balance.
By Adam Shell
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Eight Ways Trump Could Impact Your 401(k), Nest Egg and Retirement Readiness
From investment returns to Social Security and 401(k) investments, Trump could change your retirement in ways you might not expect.
By Adam Shell
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What Is a Living Trust?
A living trust protects your loved ones and simplifies your estate. Sometimes called a "revocable trust," it can avoid the cost of probate.
By Adam Shell
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Average Health Care Costs by Age and State: Can You Afford It?
Expect to pay more as you age and in some locations. We've got solutions for how to cover these costs, which can exceed $1,000 per month in your 60s.
By Adam Shell
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The Rule of $1,000: Is This Retirement Rule Right for You?
The rule of $ 1,000 a month can estimate how much you need to save for retirement. However, there are other guesstimates to use as a starting point.
By Adam Shell
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The Average IRA Balance by Age
Knowing how your IRA balance compares to your peers could be the nudge you need to save more for retirement.
By Adam Shell
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Top Four Retirement Withdrawal Strategies to Maximize Your Savings
These retirement withdrawal strategies avoid tax and stock market pitfalls that can eat into your savings.
By Adam Shell
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Don't Let a "Clunker" Fund Drag Down Your 401(k)
401(k) lineups are loaded with overpriced, underperforming fund options. Here's how you can dump the clunkers.
By Adam Shell
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How to Invest as the AI Industry Grows Up
Here’s where to find the winners as artificial intelligence transitions from an emerging technology to an adolescent one.
By Adam Shell
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This 401(k) Withdrawal Snafu Could Knock Your Portfolio off Course
Few financial advisers have heard of this 401(k) withdrawal issue. Here's how to safeguard your portfolio.
By Adam Shell
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How to Protect Your 401(k) in a Down Market: Seven Solutions
Seven strategies to safeguard your funds if your 401(k) balance nosedives in a down market.
By Adam Shell
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Do You Need a Family Office? Four Signs for the Very Wealthy
You may need a family office if you are a high-net-worth individual, because "being wealthy turns a family into a family business."
By Adam Shell
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Stress Test Your Retirement Plan: Because Life Happens
The higher your stress test score, the more likely your retirement plan will hold steady in a crisis.
By Adam Shell
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You Could Be a 401(k) Millionaire. Here’s How
Joining the ranks of 401(k) millionaires can be withing your sights with these four strategies.
By Adam Shell
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Is a 401(k) Worth It? Here Are the Pros and Cons
A 401(k) is worth it for most people, but are you one of them? There are seven pros and four cons to consider.
By Adam Shell
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How to Open a 401(k): Five Rules to Follow
Whether you're starting a new job or have never opened a 401(k) account, it's time! Here's how to open an account in five steps.
By Adam Shell
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Read This to Understand Corporate Earnings Better
This handy guide will help you understand some of the jargon in corporate earnings reports and why it is important for investors to know.
By Adam Shell
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Roth 401(k) vs. 401(k): Which Is Right for You?
The Roth 401(k) vs. traditional 401(k) decision can mean the difference between higher taxes now or in retirement. It's your choice.
By Adam Shell
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Are You Rich? The Average Net Worth by Age
Are you beating your peers on average net worth? Get tips from financial advisers on how to grow your wealth over time.
By Adam Shell
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The Role of the Dollar in Your Retirement: Is It Secure?
Protect your retirement from de-dollarization, because “capital always goes where it is treated best."
By Adam Shell
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This Stock Market Risk Could Shrink Your Retirement Nest Egg
This little-known risk of a down market can cause lasting damage to your portfolio.
By Adam Shell
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Create a Family Dynasty for Lasting Security
The super-rich rely on the family dynasty model to pass assets down from generation to generation. Here's how to embrace those strategies.
By Adam Shell
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401(k) Plans: What You Know Now Could Save You Later
Are 401(k) plans really worth it? Here's how they work and the five advantages of owning a plan. Your older self will thank you for investing in one.
By Adam Shell
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How to Roll Over a 401(k) Into an IRA
Planning to roll over a 401(k) into an IRA? There are tax and flexibility advantages. But tread carefully.
By Adam Shell