4 Myths About Cruises

Don’t believe everything you hear about cruises.

We help debunk some common misconceptions:

1. Cruising is all-inclusive. Sure, you’re buying a packaged vacation, but you’ll have plenty of occasions to open your wallet. On nonluxury liners, expect to fork over gratuities, fees for excursions, and extra dollars for entertainment and treats, such as gourmet coffees and meals in specialty restaurants. Luxury-liner fares usually include more, such as tips, cocktails, shore excursions and sometimes airfare.

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Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.