Are you up for a challenge? J.Money of the Budgets Are Sexy blog highlights five financial challenges that will motivate you to spend less and save more -- and get rid of things you don't need. All of the challenges sound intriguing, and I'm tempted to try at least three of them. Read his post to see if you're up to any of the challenges. And check out the advice below on how to save more by spending less.
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