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retirement

Smart Retirement Planning Takes More than Saying I Do

Couples need healthy communication to be on the same page, and women have a vital role to play in the process.

When couples plan their retirement, they should take into account a simple fact of life: On average, women live longer than men. A woman who reaches 50 is likely to live to 83, while a man who reaches 50 is likely to live only to 79. A healthy 65-year-old woman will live, on average, to age 85, while the typical 65-year-old man will live, on average, to 82. This basic principle is important when it comes to retirement planning.

Gregory Ricks is the founder and CEO of Gregory Ricks & Associates, a Registered Investment Advisory Firm, as well as an insurance professional and radio host of "Winning at Life." He is also the founder of Total Wealth Authority, a team of outside financial, tax and estate planning professionals.

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Kevin Derby contributed to this piece.

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About the Author

Gregory Ricks, Investment Adviser Representative

Founder and CEO, Gregory Ricks and Associates

Gregory Ricks, is the founder and CEO of Gregory Ricks & Associates and is a licensed insurance professional. He is also the founder of Total Wealth Authority, a team of outside financial, tax and estate planning professionals, and is the host of radio show Winning at Life on News Talk 99.5 WRNO (10 a.m. to 1 p.m. on Saturdays and 7 p.m. to 8 p.m. on weeknights).

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