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mutual funds

Master the Money Market

This very-short-term credit market fuels two common savings vehicles.

The money market is a collective name that describes all the different ways in which governments, banks, corporations and securities dealers borrow and lend money for short periods.

The funds' managers, who decide which money-market instruments to buy, charge a modest management fee, on the order of 1% or so. All that makes the funds liquid, convenient and relatively economical to own.

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