Portfolio Doctor to the Rescue
We help readers solve tough financial questions and fine-tune their investments.
Ever wonder whether your portfolio is on track? Not sure whether your investments make sense? Each month, Kiplinger's Personal Finance magazine provides a reader with a financial makeover to ensure they're on track to meet their goals.
Below, check out our recent Portfolio Doctor columns, each written by senior editor Jeffrey R. Kosnett. By addressing individual reader's concerns, Jeff sheds light on a range of situations -- from making the most of your cash reserve to streamlining your portfolio and diversifying your investments at every stage of life.
When it Comes to Your Cash, Think Safety

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Yields are in the cellar, but Christian and Lori Kuzan don't have to settle for 2%.
Pension Plan
Joe and Susan Buchanan won't get pensions. What can they do to ensure a secure retirement?
Just Yet
Todd Thompson's dream of becoming a full-time filmmaker collides with financial realities.
His Risky Picks Are Doing Just Fine
Rick Albrecht's portfolio would give most folks the shivers. But a package of aggressive funds could hold up in a recession.
How to Move Back Into the Market
Chris Hinners needs a plan and a schedule for leaving the bomb shelter.
Sell The House and Invest the Profits?
The Potockos are thinking about cashing out to bolster their retirement kitty.
The Right Stake in Your Company
Scott Spilker will soon have 20% of his assets in his employer's stock. How much is too much? We show him (and you) how to find the right balance.
Can You Save Too Much for Retirement?
A young federal worker asks a rare question. And the answer might surprise you.
A young immigrant aspires to be a millionaire. He's got a good start. Here's a plan for reaching his goal.
Angling for an Early Retirement
Scott and Charlotte Glassen hope to trade work for a leisurely waterside retirement. We show them how to do it.
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USPS Is Raising Prices for Holiday Shipping: Dates and Increases You Need to Know
What the USPS's $16 price hike means for your wallet and your small business.
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July CPI Report Ignites a Risk-On Rally: Stock Market Today
Market participants price out worst-case scenarios for tariffs and inflation and will now turn their attention to employment and growth.
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What Tariffs Mean for Your Sector Exposure
New, higher and changing tariffs will ripple through the economy and into share prices for many quarters to come.
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How to Invest for a Fall Interest Rate Cut by the Fed
A lot can happen between now and then, but the probability the Fed cuts interest rates in September is back above 80%.
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Are Buffett and Berkshire About to Bail on Kraft Heinz Stock?
Warren Buffett and Berkshire Hathaway own a lot of Kraft Heinz stock, so what happens when they decide to sell KHC?
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How the Stock Market Performed in the First 6 Months of Trump's Second Term
Six months after President Donald Trump's inauguration, take a look at how the stock market has performed.
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Fed Leaves Rates Unchanged: What the Experts Are Saying
Federal Reserve As widely expected, the Federal Open Market Committee took a 'wait-and-see' approach toward borrowing costs.
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Fed Sees Fewer Rate Cuts in 2025: What the Experts Are Saying
Federal Reserve The Federal Reserve cut interest rates as expected, but the future path of borrowing costs became more opaque.
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Fed Cuts Rates Again: What the Experts Are Saying
Federal Reserve The central bank continued to ease, but a new administration in Washington clouds the outlook for future policy moves.
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Fed Goes Big With First Rate Cut: What the Experts Are Saying
Federal Reserve A slowing labor market prompted the Fed to start with a jumbo-sized reduction to borrowing costs.