What to Know About Hurricane Deductibles

The amount you'll have to pay out-of-pocket for hurricane damage is different from your standard homeowners policy deductible.

Editor's note: This column was updated November 1 to reflect an announcement made by the New York governor's office regarding hurricane deductibles.

Homeowners affected by Hurricane Sandy might be on the hook for more out-of-pocket costs than they expected. That's because their hurricane deductibles are likely higher than their standard homeowners insurance policy deductibles.

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Cameron Huddleston
Former Online Editor, Kiplinger.com

Award-winning journalist, speaker, family finance expert, and author of Mom and Dad, We Need to Talk.

Cameron Huddleston wrote the daily "Kip Tips" column for Kiplinger.com. She joined Kiplinger in 2001 after graduating from American University with an MA in economic journalism.