Advertisement
Credit & Debt

Fast Ways to Pay Your Credit-Card Bill

Whoops! You looked at the calendar and realized that your credit-card bill is due -- today.

Whoops! You looked at the calendar and realized that your credit-card bill is due -- today. Don't panic. You can probably get your payment in under the wire and have it credited to your account without paying an extra fee. Just be sure that you have your credit-card number handy and you know your bank's routing number (the first nine digits on your paper checks).

Advertisement - Article continues below

American Express gives you until 10 p.m. (eastern time) on the due date to make your payment, and the service is free whether you pay online, by phone or by mobile phone. Chase offers several options, too. Use its free WEB Epay service or call the toll-free number on the back of your card by 5 p.m., and your account will be credited the same day. Talking to a live human will cost you $14.95, but you have until midnight to make the call.

The deadline for making payments on Capital One cards is 5 p.m. Your options include paying online, using an automated phone service or even talking to a customer-service representative -- all free. Wells Fargo gives you until midnight to pay and does not charge for any of its services. You can use its Inter-Fi service to transfer funds from another bank to pay your credit-card bill, or you can move funds from a Wells Fargo account or pay by phone.

Advertisement
Advertisement - Article continues below

Citibank offers numerous payment options for same-day credit, but you must act by 5 p.m. Call the toll-free customer-service number on the back of the card to pay by phone; the automated service is free, but if you talk to a person, you'll pay $14.95. You can also pay online, at one of Citibank's 900-plus branches (either at the teller window or at the ATM) or via your mobile phone -- all at no charge.

Advertisement

Most Popular

Chiropractor Trying to Get Business the Wrong Way – Illegally
careers

Chiropractor Trying to Get Business the Wrong Way – Illegally

A new chiropractor’s fledgling business plan to attract patients may sound reasonable at first look, but it’s actually against the law, and the same p…
June 30, 2020
What Are the Income Tax Brackets for 2020 vs. 2019?
tax brackets

What Are the Income Tax Brackets for 2020 vs. 2019?

The IRS unveiled the 2020 tax brackets, and it's never too early to start planning to minimize your future tax bill.
June 20, 2020
13 Luxury Goods That Are Cheaper at Costco
spending

13 Luxury Goods That Are Cheaper at Costco

You could be missing out on huge savings: Costco sells a limited selection of luxury goods at discounted prices, both in-store and online.
June 27, 2020

Recommended

52 Super Deals and Discounts for 2020
spending

52 Super Deals and Discounts for 2020

With a special nod to those of you spending more time at home, we found dozens of deals and discounts, plus ways to save (or make) money.
June 6, 2020
Banks Canceling Credit Cards, Cutting Limits
credit & debt

Banks Canceling Credit Cards, Cutting Limits

If you haven’t used a card in awhile, make a small purchase with it to keep it open. It’s good for your credit score.
June 4, 2020
Milliennials Face Their Second Recession
credit & debt

Milliennials Face Their Second Recession

Forty percent of millennials say the pandemic will likely cause them to delay payments on their debts. Does that include you? Time to take action.
June 4, 2020
When Savings Bonds Make Sense
credit & debt

When Savings Bonds Make Sense

Series I savings bonds are safe options, but don’t go all in.
June 3, 2020