1. Order a free copy of your credit report from each of the three major credit bureaus.
If you've already received your free report for the year, order a new version of the report from each credit bureau: www.equifax.com, www.experian.com and www.transunion.com. It's important to order a copy of your report directly from each bureau because you'll need the credit-report number in order to lodge a complaint if you find a mistake.
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