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8 Urban Myths of Personal Finance


They have the slight ring of truth, with just enough “truth” to make their unexpected twists or alarming implications seem real. So they’re shared with friends and family, across the Web and on social media by people who believe them. We’re talking urban myths, and the realm of personal finance certainly has its share.

Here at Kiplinger, our mission is to debunk such hokum, so you can prosper by following tried-and-true principles of effective wealth creation and asset management. These eight urban legends of personal finance have gained false currency over the years. Learn what you should really believe while we unmask the bogeymen.

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