Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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What Will the Fed Do at Its Next Meeting?
The Federal Reserve is set to resume its rate-cutting cycle at the next Fed meeting.
By Dan Burrows Last updated
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Find the Best 30-Year Mortgage Rates
Here are some of the best 30-year mortgage rates today as they've started slowly going down.
By Erin Bendig Last updated
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I’ve Got $50,000 Burning A Hole in My Pocket. Where Do I Park It When the Fed Cuts Rates So I Don’t Lose Ground?
Why a mix of CDs can protect $50,000 from shrinking yields.
By Sean Jackson Last updated
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This Is How Life Insurance Can Fund Your Dreams Now
Beyond a death benefit, life insurance can provide significant financial value and flexibility through 'living benefits' while you are still alive, helping with expenses like education, business ventures or retirement.
By Kevin Brayton, MBA Published
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Potential Trouble for Retirees: A Wealth Adviser's Guide to the OBBB's Impact on Retirement
While some provisions might help, others could push you into a higher tax bracket and raise your costs. Be strategic about Roth conversions, charitable donations, estate tax plans and health care expenditures.
By Grant Dorhout Published
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How to Plan Your First International Trip After Retirement
Retirement paves the way for a world of exciting (and intimidating) experiences. An overseas journey can be an ideal way to embrace this new phase of life.
By Kathryn Pomroy Published
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My First $1 Million: Retired Magazine Editor, 70, Boise, Idaho
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
By Joyce Lamb Published
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From Mortgages to Taxes to Estates: How to Prepare for Falling Interest Rates
As speculation grows that the Federal Reserve will soon start lowering interest rates, now is a good time to review your financial plans for housing, estate, taxes, investing and retirement to make the most of potential changes.
By Mallon FitzPatrick, CFP®, AEP®, CLU® Published
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This Is How Lottery Winners Build Lasting Legacies, From a Financial Professional
Winning a massive lottery jackpot, like the recent $1.4 billion Powerball, requires seeking immediate legal and financial counsel, protecting your identity and winnings and planning your legacy.
By Peter J. Klein, CFA®, CAP®, CSRIC®, CRPS® Published