Personal Finance
News, insights and expert analysis on personal finance from the team at Kiplinger.
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Should You Take the Survivor Option on Your Pension?In some cases, you could buy life insurance instead and get a better deal in protecting your spouse. There are some things to keep in mind, though.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Best 529 Plans of 2026Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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Forever Stamp Prices Rise July 12: Should You Stock Up Now?Forever Stamp prices are rising July 12. Here's what you'll pay for stamps, postcards and other USPS mailing services.
By Choncé Maddox
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Use the 529 'Grandparent Loophole' To Maximize College SavingsHow the 529 grandparent loophole lets you fund a grandchild’s college education without impacting their financial aid.
By Erin Bendig
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The IRS Never Texts You, So Why Are They Doing It Now?IRS Notices Taxpayers have been told for years that the IRS never sends a text message. But under 2026 digital rules, the agency can reach out for three specific reasons.
By Kate Schubel
IRS Notices -
Are One-Year CDs A Smart Move Amid Rising Inflation?Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -
The Best 3-Year CDs: Earn Up to 4.05%Savings Three-year CDs give you a flexible way to achieve midrange savings goals.
By Sean Jackson
Savings -
The Best 5-Year CD Rates NowThe top 5-year CD rates offer up to 4.15%, helping savers reach long-term savings goals.
By Sean Jackson
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529 Plans: Everything You Need to Know529 plans offer convenience and potential tax benefits when saving for education. That said, there are still a range of rules you’ll need to know (and follow).
By Elaine Silvestrini
