Roth IRAs

Several tax law changes went into effect this year. These moves can help keep your 2013 tax tab in check.

You can fund a Roth IRA account anytime during the year as long as the recipient earns at least as much as your contribution by year-end.

If you discover that you earned too much to qualify for a Roth, you can switch to a traditional IRA.

There's an extra step when it comes to determining eligibility for a Roth IRA.

The traditional IRA is one of the best options in the retirement-savings toolbox. You can open a traditional IRA at a bank or a brokerage, and the universe ...

If you've been putting off the onerous task of finishing your tax returns, these tactics will help you breathe easier.

Nonspouse beneficiaries who inherit an IRA should watch out for these common pitfalls.

Diversify your investment allocation, and diversify the tax treatment that will apply to those assets when it comes time for withdrawals.

Shift to a more conservative investing strategy as your retirement date gets closer.

There's still time to make a 2012 IRA contribution and lower your tax bill.

You'll owe taxes on money you convert from a 401(k) to a Roth for the year you make the conversion.

You can recharacterize just a portion of your account so that you can keep some money in a Roth.

You can recharacterize your account and get a refund of the taxes you paid when you converted.

Here's what you need to know if you want to take money out of your account before retirement.

This celebrated investment vehicle should be a part of every smart young person's retirement plan.

Start by rolling your account over to a traditional IRA then figure out how to minimize your tax bill when converting to a Roth.

Without earned income, you can't contribute to a Roth IRA – but a working spouse still can.

With this indispensable savings tool, your money grows tax-free, you can invest in almost anything and you get several cool perks.

These three firms make it easy for kids to start small Roths.

You'll have to pay tax on the conversion, but all the money you withdraw comes out tax-free.

It's not too late to switch back to a traditional IRA and avoid the tax bill.

You may need to have more withheld from your paycheck or make larger estimated payments.

Take advantage of this tax-advantaged account to stretch your savings.

There's a way to fund a Roth even if your income exceed the limits for contributing to one.

Children with earned income can start start saving for retirement with one of these tax-advantaged accounts.

Some “expert” advice about whether you should switch is simply wrong.

The payoff is tax-free income in retirement. The cost, on the front end, is a significant tax bill on any funds you convert from a traditional IRA.

If you converted a traditional IRA to a Roth in 2009 then your account lost value, you must recharacterize it by October 15 to lower your tax bill.

Take these steps before the end of the year to increase your chances of falling within the income limits for contributing to a Roth IRA.

Don't forget about the state tax bill when contemplating a Roth conversion.

There is a waiting period before you can take out earnings tax-free.

The prospect of tax-free income in retirement may be too good to pass up, regardless of your age.

Follow the rules for moving after-tax contributions into a Roth, so you don't accidentally pay Uncle Sam twice.

If one spouse spreads the tax bill on a Roth conversion over three years, the other spouse isn't required to also do so. Plus, donating an IRA to charity.

You can do so without converting to a traditional IRA first.

Ask yourself these five questions to determine whether you should move your money from a traditional IRA to a Roth.

Making the switch to a Roth makes sense for some, and there are plenty of ways to pay the tax bill.

Here's what you can do if you've discovered your income was too high to contribute to a Roth after you already put money in your account.

A parent asks Kimberly Lankford to explain the rules of funding an account for a child and how the money should be invested.

Think you made a mistake? Roth IRA conversions come with an escape hatch.

Medicare beneficiaries who convert to a Roth IRA should plan for an unexpected cost: higher Part B premiums.

Here's what you need to know about switching a traditional IRA to Roth now that the income limit has disappeared.

Kim Lankford responds to more questions about converting a traditional IRA to a Roth and opening an account for a child.

Roth conversions don't make sense for everyone. But with new rules in 2010, it's wise to run the numbers.

If your grandchildren have earned income, you can contribute to their retirement accounts.

Lock in tax-free retirement income with no money down and up to three years to pay.

In 2010, income limits have been lifted for Roth conversions. It's time for some tax planning.

It doesn't wrap very well, but putting your kids on the path to retirement security is a gift worth giving.

You have less of an incentive to take advantage of this special rule in 2009.

Kimberly Lankford explains whether income limits for contributing to a Roth IRA will disappear and whether you can roll a 401(k) directly into a Roth.