Features
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Who Qualifies for the New $90 Medicare Part B Rebate?Are you getting $90 back on your Part B premiums? Here is a complete breakdown of who qualifies, who is excluded, and when payments arrive.
By Donna LeValley
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17 States With Scary Estate and Inheritance TaxesEstate Tax Over a dozen states currently impose estate or inheritance taxes on heirs. Here’s where you’ll have to pay.
By Sandra Block
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IPO Strategy: Why Waiting to Invest Pays OffIPOs are exciting — that doesn't mean they're bargains, and you're usually better off tuning out the hype. Here's a checklist to help you decide when to invest.
By Steven Melnick, CFA®
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Can a 64-Year-Old Retire and Count on 'Shaky' Social Security?In this week's Wealth Wise advice column, financial experts run the numbers to see if a frustrated worker can safely trade their job for a $90,000-a-year retirement.
By Maurie Backman
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DST Taxes: Why You Pay on More Than the IncomeDST investors may pay taxes on income being held back for future property improvements. It's no cause for alarm, as taxes today mean tax benefits tomorrow.
By Dwight Kay
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How Teachers Can Maximize Their 403(b) and 457(b) PlansEligible education workers can contribute to 403(b) and 457(b) plans, giving them flexibility when deciding how to save and use retirement funds.
By Mike Dullaghan, AIF®
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Keep Your Kids From Falling Into the Early Inheritance TrapGiving your adult children or grandchildren a massive cash gift can sabotage the financial independence you hope to build. Here is how to restructure your legacy with incentive trusts.
By Jacob Schroeder
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3 Steps to Defining Your Retirement MissionWhat do you want your retirement to look like? Define the mission first, and the appropriate investment products will practically pick themselves.
By Mike Decker, NSSA®
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How to Give Money to Kids Without Setting Them Up to FailHelping them out is cool, but the best gift is teaching them how to manage money, be realistic about their standard of living and learn to stand on their own.
By Lawrence Sprung, CFP®, CEPA®
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Wills vs Trusts: How to Decide What's Right for Your FamilyDoes your estate plan need a will, a trust or both? Understanding how these tools work, and what your family needs, will help you make the right choice.
By Shelby Anderson, J.D., CEPA®
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Inheriting Investments: Why Stocks Can Wreck Estate PlansWithout explicit instructions for stocks in your estate plan, your heirs may end up selling everything for simplicity or because they're mired in conflict.
By Howard A. Enders
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My First $1 Million: Truck Driver, 60, Jordan, Minnesota"I took $50,000 out of my 401(k) at (age) 40 to buy a business. Three years later, the business was broke, and we were going to be foreclosed on our home."
By Joyce Lamb
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How Playing Dead Can Maximize Your Investment Returns (Seriously)Don't ignore the markets entirely, but don't let your emotions control decisions based on headlines and volatility. Here's what to do instead.
By Andrew Rosen, CFP®, CEP
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Would You Rather Retire in Naples, FL or Palm Springs, CA?Coastal tradition or desert cool? We break down the real cost — and culture — of retiring in two of America’s most iconic zip codes.
By Jacob Schroeder
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Ready to Retire? Ask Your Spouse These 3 Questions FirstRetiring soon? Keep your relationship strong by discussing these three questions with your partner before handing in your notice.
By Donna Fuscaldo
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5 Retirement Savings Strategies Beyond Your 401(k) MatchFrom HSAs to backdoor Roths and even taxable brokerage accounts, there are plenty of ways to boost retirement savings once you've hit your full 401(k) match.
By Michael Pappis, CFP®
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How to Use AI for Financial Advice (and What to Avoid)AI can't take the place of the human touch when it comes to getting investment advice and planning for your future.
By Bonnie Treichel
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Amazon Resale: Where Amazon Prime Returns Become Your Online BargainsFeature Amazon Resale products may have some imperfections, but that often leads to wildly discounted prices.
By Rachael Green
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Should You Get Walmart+ or Amazon Prime?Walmart+ and Amazon Prime both promise free shipping, exclusive deals, and a suite of add-on services. But which one should you get, if any?
By Rachael Green
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Amazon vs Walmart: Who Has the Cheaper Prices?Should Amazon or Walmart be your go-to for online bargains? Here's what the data says.
By Rachael Green
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What to Do If You Get a Check From an InheritanceDepositing an inheritance check might be trickier than you think. Here are your options and smart strategies to take that gift and build lasting wealth.
By Sean Jackson
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How Advisers Can Turn Value Into Client ReferralsMost advisers deliver more value than their clients realize. Here's how you can make that easy for your clients to understand and fully appreciate.
By Shannon Larson
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Fixed Annuity Payouts Are Spiking: Is it Time to Lock In?With interest rates near two-decade highs, guaranteed income is looking attractive again. Here are 4 ways to play the rate spike.
By Adam Shell
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Ask the Tax Editor: Tax Questions for Paid Return PreparersAsk the Editor Joy Taylor answers questions from readers who are paid tax return preparers
By Joy Taylor
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Human Capital: The Invisible Risk in Your Investment PortfolioWhile conventional wisdom views a career as a stable bond, human capital carries unique risks, so a client's job shouldn't always be treated as a safe asset.
By Jeffery Coyle
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For Retirement Income, Which Accounts Do You Tap First?When clients' retirement transition is harder than they expected, a "ready, shoot, aim" approach to income withdrawals is often to blame. Here's how to fix it.
By Myles J. McHale, Jr. AIF®, CRPP®
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Kiplinger Conversations: How to Talk Inheritance With Your KidsIn this panel conversation, Kiplinger editors talk to experts about the Great Wealth Transfer and answer questions on how to discuss inheritance with your family.
By Alexandra Svokos
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The Average Social Security Check by AgeCompare your average Social Security check with others of your age, and plan for the future.
By Donna LeValley
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Is Amazon Prime Worth It?Membership comes with many perks to benefit shoppers. However, with the rising costs, is Amazon Prime worth it?
By Rachael Green
