Features
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My First $1 Million: Semiretired CPA, 68, San Francisco
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
By Joyce Lamb
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6 Overlooked Areas That Can Make or Break Your Retirement
If you're heading into retirement with scattered and uncertain plans, distilling them into these six areas can ensure you thrive in later life.
By David Lukas, Investment Adviser Representative
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7 Risks Your Retirement Plan Should Address
Your retirement needs to be able to withstand several major threats, including inflation, longevity, long-term care costs, market swings and more.
By Erick Arnett
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What Is the 100,000 Mile Rule in Car Insurance?
The 100,000 mile rule in car insurance can help you slash premiums by ditching coverage you can't use.
By Rachael Green
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8 Surprising Things Home Insurance Doesn't Cover
Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of other risks.
By Alexandra Twin
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Best No-Fee High-Yield Savings Rates: January 2026
If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they're fee-free.
By Sean Jackson
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The Best No-Penalty CD Rates: January 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Best High-Yield Savings Accounts January 2026 — Earn 4.35%
High-yield savings account options Kiplinger has found offer rates up to 4.35%, helping you beat inflation and grow your savings faster.
By Sean Jackson
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Mamdani's Millionaire's Tax: Let the New York Exodus Begin?
State Tax Will higher income taxes drive the wealthy to flee New York in 2026?
By Roxanne Bland
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6 Expensive Travel Mistakes and How to Avoid Them
Here are expensive travel mistakes people make, including insurance, unnecessary fees and more.
By Daniel Bortz
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Trump 2025 Tax Bill: What’s Changed and How It Affects Your Taxes
Tax Law From standard deduction amounts to tax brackets and Medicaid cuts, here’s what individual filers need to know about tax changes in Trump's so called "big beautiful bill."
By Kelley R. Taylor
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Is Unemployment Taxable? A State-by-State Guide
State Tax The federal government taxes unemployment benefits. But is unemployment taxable in your state?
By Katelyn Washington
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New $6,000 'Senior Bonus' Deduction: What It Means for Taxpayers Age 65 and Over
Tax Changes If you’re an older adult, a new bonus tax deduction could provide a valuable tax benefit. Here's how it works.
By Kelley R. Taylor
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The Extra Standard Deduction for People Age 65 and Older
Tax Deductions The extra standard deduction can help older adults reduce their taxable income.
By Kelley R. Taylor
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Tip: Ways to Track Your Credit Card Rewards
Here are the best strategies and apps to help you stay current with your credit card rewards.
By Ella Vincent
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How New Investors Can Pick Their Perfect Portfolio, According to a Pro
See what Cullen Roche has to say about finding your perfect portfolio as a new investor and his two-word answer on where he thinks the stock market is headed in 2026.
By Karee Venema
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HNW Retirees: Don't Overlook The Benefits of Social Security
Wealthy retirees often overlook Social Security. But timed properly, it can drive tax efficiency, keep Medicare costs in check and strengthen your legacy.
By Robert Smith
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Do You Have an Insurance Coverage Gap for Your Valuables?
Standard homeowners insurance usually has strict limits on high-value items, so you should formally "schedule" these valuable possessions with your insurer.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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My Mortgage Rate is 6.5%. Should I Refinance If Rates Fall By Half a Point
A half-point dip may not be enough to offset closing costs. Here's the magic number that makes refinancing pay off.
By Choncé Maddox
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How Much Does It Cost to Sell a House? Key Expenses to Know
Selling a home isn’t free. Learn about the most common — and often overlooked — costs involved in selling your house, from agent fees to prep work.
By Daniel Bortz
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Fixed vs. Adjustable-Rate Mortgages: Which Is Better for Buying a Home?
real estate Consider these pluses and minuses before jumping into a loan you'll be paying for the next 15 to 30 years.
By Donna LeValley
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What to Do If You Plan to Make Catch-Up Contributions in 2026
Under new rules, you may lose an up-front deduction but gain tax-free income once you retire.
By David Rodeck
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If You'd Put $1,000 Into Lowe's Stock 20 Years Ago, Here's What You'd Have Today
Lowe's stock has delivered disappointing returns recently, but it's been a great holding for truly patient investors.
By Dan Burrows
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How to Max Out Your 401(k) in 2026 (New Limits are Higher)
In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your retirement savings.
By Kathryn Pomroy
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Don't Trade After-Hours Without Reading This
Are you a night owl or an early bird with a yen for active trading? Before you transact after-hours, consider these tips and potential traps.
By Nellie S. Huang
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8 Ways to Declutter Your Life: Retirement 'Non-Resolutions'
Here's how to stop wasting your energy on things that don't enhance your new chapter and focus on the things that do.
By David Conti, CPRC
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To Retire Rich, Stop Chasing Huge Returns and Do This Instead
Saving a large percentage of your income, minimizing taxes and keeping spending in check can offer a more realistic path to retiring rich.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser
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New Year, New Retirement Rules: How to Keep Up With Changes
For a successful modern retirement, prepare for a longer life, manage high health care costs and prioritize your social life and purpose.
By Lawrence Sprung, CFP®, CEPA®
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Plan to Give
Advertiser Content Whittier Trust Company
Sponsored Charitable giving strategies in the wake of the “One Big Beautiful Bill."
By Whittier Trust Company
