Features
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6 Signs It's the Right Time for a Roth ConversionA Roth conversion can lower your lifetime tax bill and help you leave a tax-free legacy. But upfront costs can be steep, so you need to get the timing right.
By Max Kayajanian, CFP®
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Should a Primary Caregiver Child Get a Larger Inheritance?We asked our panel of 30 everyday millionaires whether they plan to leave larger inheritances for their primary caregivers, and they were not in agreement.
By Joyce Lamb
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The Extra Standard Deduction for People Age 65 and OlderTax Deductions The extra standard deduction can help older adults reduce their taxable income.
By Kelley R. Taylor
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I Spent Years Editing Kiplinger. Here’s the Best Retirement Advice I Actually Use.Nine years after stepping down from Kiplinger Personal Finance Magazine, an editor shares top retirement lessons from experts, readers, and friends.
By Janet Bodnar
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5 Things Your Adviser Should Be Doing But Likely Isn’tA financial adviser's most valuable work often happens outside your investment portfolio, from multiyear tax planning to stress-testing your financial plan.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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New QCD Rules: Why the Burden of Proof Is on TaxpayersFinancial advisers will need to help clients navigate the new QCD landscape while waiting on the IRS to make the paperwork available.
By Myles J. McHale, Jr. AIF®, CRPP®
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My First $1 Million: Fire Department Lieutenant, 46, Virginia"My grandfather told me years ago that the day I retire, I need to stay busy or risk dying young."
By Joyce Lamb
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Saved $10M? Here Are the Huge RMDs the IRS Makes You Take Starting at Age 73If you have $10 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
By Donna Fuscaldo
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6 Ways the Changes in Congress Could Impact Your RetirementIt's normal to feel some uncertainty about the way shifts in Congress could affect your retirement, taxes and Social Security. Here's what to keep in mind.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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5 Secrets to Building a Happier RetirementAfter spending years interviewing more than 1,200 Americans to uncover what truly drives a happy retirement, a retirement expert shares his biggest takeaways with Kiplinger.
By Richard Eisenberg
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How Ready Are You for Retirement on a Scale of 1 to 10?Many people think building a nest egg is all you need to do for a successful retirement. But you won't be fully prepared if you haven't considered these risks.
By Tony Drake, CFP®, Investment Advisor Representative
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4 Money Lessons to Learn From Financially Solo AdultsWhatever your relationship status, the lessons financially solo adults have learned about preparation and planning can help you navigate what's ahead.
By Deana Healy, CFP®
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Standard Deduction 2026 and 2027: How Much Can You Claim?Tax Breaks Most people claim the standard deduction on their federal tax return instead of itemizing deductions. How much can you claim?
By Kelley R. Taylor
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Trump Tax Law 2025: What Changed and How It Affects Your TaxesTax Law From standard deduction amounts to tax brackets and Medicaid cuts, here’s what individual filers need to know about tax changes in Trump's "big beautiful bill."
By Kelley R. Taylor
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Prenups and Retirement Planning: Saying 'I Do' In Later LifePrenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool.
By Brian O'Connell
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Best CD Rates — Earn Up to 5.00%Savings Compare today's top CD rates and find the right account to help you earn a competitive return on your savings.
By Sean Jackson
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How to Organize Your Financial Paperwork for Your HeirsLearn how to organize your financial documents, accounts and estate planning paperwork to make things easier for your heirs and protect your legacy.
By Ella Vincent
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The Best No-Penalty CD Rates: November 2026No-penalty CDs offer a high rate of return with the flexibility to access your cash as needed. Explore Kiplinger's top picks.
By Sean Jackson
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What Inflation and High Prices Mean for Your RetirementInflation can be a puzzle for retirees. Moving to a more conservative portfolio feels safer, but can it support the lifestyle you want as prices rise?
By Jesse W. Hurst, CFP®, AIF®
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Colorado Tax GuideState Tax Explore Colorado's state tax rates for income, sales, property, retirement, and more. Learn how Colorado compares nationwide.
By Kate Schubel
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5 Everyday Health Habits That Save $100,000+ in RetirementMedical bills can quickly drain a 401(k), but these healthy habits can save you six figures in healthcare costs in retirement.
By Donna Fuscaldo
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Ask the Editor: Questions on IRAs and Year-End Tax PlanningAsk the Editor Kiplinger editor Joy Taylor answers readers' questions on year-end tax planning strategies involving IRAs and other retirement accounts.
By Joy Taylor
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Why You Shouldn’t Let Political Dread Dictate Your PortfolioWhile it's tempting to let election anxiety drive investing decisions, history shows that you're usually better off tuning out the noise and staying invested.
By Gina Martin Adams, CFA®, CMT
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How to Use AI to Build a Better Budget and Save MoreAI tools can take the hard work out of tracking your expenses and spending habits, making it easier to budget, save and make smarter financial decisions.
By David Grant A.
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Financial Education Is Having a Moment. Let's Make It CountSchools are helping kids get the financial education they need to make sound decisions and build wealth as adults, but families must keep the momentum going.
By Melanie Mortimer
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Got $5M Saved? Here Are the Huge RMDs the IRS Makes You TakeIf you have $5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
By Donna Fuscaldo
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Jensen Huang Is Out at Nvidia. Where Does NVDA Stock Go From Here?Losing its visionary co-founder will cost Nvidia its lofty valuation multiple, but strong fundamentals keep the chip giant — and the AI trade — intact.
By Dan Burrows
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Best Jobs for RetireesWant to earn extra cash in retirement? Here are 20 of the best jobs to keep your mind and body in shape.
By Kathryn Pomroy
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Got $2.5 Million Saved? Here Are the Huge RMDs You Must TakeIf you have $2.5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
By Donna Fuscaldo
