Insurance
News, insights and expert analysis on insurance from the team at Kiplinger.
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6 Financially Savvy Power Moves for Women in 2026
Don't let the day-to-day get in the way of long-term financial planning. Here's how to get organized — including a reminder to dream big about your future.
By Mary Ware, CFP®, CIMA®, CDFA®
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Mortgage Protection Insurance: What It Covers and When It Makes Sense
How mortgage protection insurance works, what it costs, and when it’s actually useful in a financial plan.
By Paige Cerulli
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How to Use Your Health Savings Account in Retirement
Strategic saving and investing of HSA funds during your working years can unlock the full potential of these accounts to cover healthcare costs and more in retirement.
By Donna LeValley
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How Pet Insurance Works and Understanding Your Options
Pet Savings Learn how pet insurance works and what your coverage options are for both routine and emergency vet bills.
By Rivan V. Stinson
Pet Savings -

Will Soaring Health Care Premiums Tank Your Early Retirement?
If you're under 65 and want to retire soon, your plan may be derailed by skyrocketing ACA marketplace premiums. Here's what you can do.
By Adam Shell
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Is Home Insurance Tax Deductible?
With home insurance rates on the rise, you might be hoping to at least claim the cost as a tax deduction. Here's what you need to know ahead of tax season.
By Rachael Green
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To Be a Smart Insurance Shopper, Don't Shop Just for Price
Choosing the cheapest policy could cost you when you have a loss. You'll get the best results if you focus on the right coverage with the help of a good agent.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Is Mechanical Breakdown Insurance Better Than an Extended Car Warranty?
More insurers are starting to offer mechanical breakdown insurance to new car owners. What is it and should you buy it?
By Rachael Green
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My car is 10 years old. Should I drop to minimum coverage on my car insurance?
Reducing your car insurance to minimum coverage could save you thousands on premiums. But when is it worth the risk?
By Rachael Green
