9 Reasons Women Will Never Retire

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Whatever your gender, you'll encounter plenty of barriers on the road to retirement.

But if you're a woman, you can count on extra roadblocks along the way to stall the growth of your nest egg. In fact, according to a recent Vanguard study, the average man participating in a defined contribution plan maintained by the brokerage has more than $121,000 saved, while the average woman has only about $78,000 socked away.

How can women catch up and ensure that they're saving enough? Start by recognizing the hurdles you face, and build your retirement plan around them. We identify nine reasons women may never retire and how you can get past them to reach a comfortable retirement.

Stacy Rapacon
Online Editor, Kiplinger.com

Rapacon joined Kiplinger in October 2007 as a reporter with Kiplinger's Personal Finance magazine and became an online editor for Kiplinger.com in June 2010. She previously served as editor of the "Starting Out" column, focusing on personal finance advice for people in their twenties and thirties.

Before joining Kiplinger, Rapacon worked as a senior research associate at b2b publishing house Judy Diamond Associates. She holds a B.A. degree in English from the George Washington University.