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10 Smart Steps to Minimize Taxes and Penalties on Your RMDs

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After you turn age 70½, you need to start taking required minimum distributions from your IRAs and 401(k)s every year. But the calculations and rules can be complicated, and you’ll be hit with a penalty if you make mistakes.

Here are 10 smart RMD moves to help you minimize taxes, meet deadlines and avoid penalties when you make these mandatory withdrawals from your retirement savings.

SEE ALSO: 10 RMD Mistakes to Avoid



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