Thinking About Semi-Retirement? What You Need to Know

Whether you need time to rebuild your nest egg, or you want to ease into full retirement, some financial planning can make the transition a smooth one.

A semi-retired couple drives into the sunset in a convertible.
(Image credit: Getty Images)

For those on the verge of retirement, last year’s market selloff was sobering. With stocks and bonds down sharply, you may be thinking that you need to stay on the job to rebuild your nest eggs. Fortunately, when it comes to retirement, there is a middle ground: semi-retirement. More people are embracing it as an option.

Semi-retirement allows you to keep working, but perhaps not as intensely as you did previously. It also allows you to spend more time on activities you enjoy, like volunteering or traveling.

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Julia Vanzler, CFP® CPWA®
Senior Private Wealth Adviser, SVB Private

Julia Vanzler, CFP® CPWA® specializes in working with individuals and families to manage and protect their assets. She is committed to delivering individualized, fully integrated financial solutions that aim to solve personal challenges and provide security and peace of mind. As a senior private wealth adviser at SVB Private, Julia works closely with her colleagues and her clients’ external advisers to provide thoughtful advice and guidance on investments, retirement income, philanthropic, estate and tax planning.