Why a Good Retirement Plan Isn’t Separate Pieces, But a Holistic Strategy

From taxes to income and investments, there are many moving parts to your retirement plan, and they need to fit together to make the most of what you’ve got.

Four hands grab four separate slices of cake.
(Image credit: Getty Images)

Effective retirement planning reaches beyond investments and the numbers related to various accounts a person owns. First, it’s about understanding the scope of one’s future financial needs and goals. And from that framework, it’s about putting all areas of the plan together so that they complement one another and function as an integrated whole.

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Brian Quick, CLU®, ChFC®
Senior Partner, Creative Financial Group

Brian Quick is a senior partner and financial adviser for Creative Financial Group. Growing up with a stockbroker father and lifelong teacher for a mother, he developed a love for the financial markets at an early age. With over 30 years of experience in the financial services industry, Quick focuses on tax diversification planning through tax-efficient/tax-free income strategies, comprehensive financial planning and financial security planning focused on risk management. He earned a bachelor's in business administration from Indiana Wesleyan and continued with the American College of Financial Services to earn his professional designations as a Certified Life Underwriter and Chartered Financial Consultant in 2001.