4 Keys to Planning Your Hard-Earned Retirement Income Distributions

The fear of running out of money in retirement is understandable. When you have a well-thought-out retirement income plan, you can quit worrying.

Money pokes out from a man's dress shirt pocket.
(Image credit: Getty Images)

Most people work 35 to 45 years or more. It’s a long haul, and when it’s finally over, they deserve to enjoy their retirement. If they’ve been diligent about their saving and overall retirement planning, the fruits of their decades of labor can be quite rewarding.

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John Carruthers, Certified Retirement Counselor®
Financial Planner, Decker Retirement Planning

John Carruthers is a financial planner for Decker Retirement Planning. He has worked in the financial services industry since 2004, mainly in private banking and wealth management. Carruthers holds a Master of Business Administration from Kennesaw State University and has obtained his Certified Retirement Counselor® certification.