Are You Confident About Your Retirement Prospects?

If you said no, you’re not alone. Lack of financial literacy and feeling like they’re running out of time undermine Americans’ retirement confidence. What can we do?

A happily retired couple jog side by side along a waterfront.
(Image credit: Getty Images)

Retirement is a monumental life goal, one that most Americans keep their eye on throughout their working life (and rightfully so!). 2023 is off to a shaky start, with up and down markets due to macroeconomic uncertainty, leaving many feeling their retirement aspirations are harder to reach with each passing day.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Brad Hearn
President, Retail Advice and Solutions, Prudential

Brad Hearn is the president of Retail Advice and Solutions, which brings together the extraordinary face-to-face advice expertise of Prudential Advisors with Prudential’s Hybrid Advisory team and digital advice capabilities – creating a single organization with end-to-end accountability for delivering holistic financial advice and solutions across the entire advice continuum.