New Venmo Card Personalizes Rewards

The Venmo Visa Credit Card pays you 3% cash back in the category in which you spend the most.

Photo of a young woman and a young man having iced coffee outside. The man is holding up a credit card.
(Image credit: Courtesy PayPal, Inc.)

When you’re looking for a rewards credit card, it makes sense to review your spending patterns and choose one that offers a high rate of cash back or points in the categories in which you spend the most. But if your top spending categories tend to vary, a new card from peer-to-peer payment service Venmo is a compelling option: It automatically rewards you in the categories with the highest spending each month.

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Lisa Gerstner
Editor, Kiplinger Personal Finance magazine

Lisa has been the editor of Kiplinger Personal Finance since June 2023. Previously, she spent more than a decade reporting and writing for the magazine on a variety of topics, including credit, banking and retirement. She has shared her expertise as a guest on the Today Show, CNN, Fox, NPR, Cheddar and many other media outlets around the nation. Lisa graduated from Ball State University and received the school’s “Graduate of the Last Decade” award in 2014. A military spouse, she has moved around the U.S. and currently lives in the Philadelphia area with her husband and two sons.