7 Financial Education Tips Kids Won’t Learn in School

Preparing your child (or grandchild) for a lifetime of financial independence starts with these seven money and investment lessons.

A teenage girl holds a piggy bank and smiles.
(Image credit: Getty Images)

Americans rank their finances as the No. 1 cause of their stress. Not surprisingly, there is also a lack of financial literacy in this country. And while financial education programs are on the rise (it’s required in school curriculums in 37 states), we still have a long way to go. With the month of April deemed Financial Literacy Month, these tips will help children prepare for a financially successful future, and tell parents how they can help get them there.

1. Invest early and often

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ALINE Wealth is a group of investment professionals registered with Hightower Securities LLC, member FINRA and SIPC, and with Hightower Advisors LLC, a registered investment adviser with the SEC. Securities are offered through Hightower Securities LLC; advisory services are offered through Hightower Advisors LLC.


This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Gina Grippo-Martinez, Wealth Adviser
Registered Investment Adviser, ALINE Wealth

Gina Grippo-Martinez is a wealth adviser at ALINE Wealth. Her Wall Street days behind her, Gina currently holds her Series 7, 63 and 66 licenses, and helps her clients plan for their futures. She lives with her husband and their two daughters in Point Lookout, Long Island. For more information, please visit www.ALINEWealth.com.