Investing Portfolio Peace of Mind, Now and in Retirement

The stock market soars, and then it takes a nosedive. When it does, remember: Disciplined investors will do best.

A woman looks at a computer screen very thoughtfully.
(Image credit: Getty Images)

Retirement savers should know how their investments are doing, but they should try not to become too obsessed with the ups and downs of the market.

The market will always fluctuate — that's how the financial world works. Political unrest, turbulent foreign affairs, election results or even a viral social media post can cause shifts in investment value. Facing these moments, I always tell my clients to stay the course, especially if they have many working years left to look forward to.

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This article was written by and presents the views of our contributing adviser, not the Kiplinger editorial staff. You can check adviser records with the SEC or with FINRA.

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Janie Kelly, RICP
Managing Partner, Kelly Capital Partners

In 2010, Janie joined a retirement financial firm and in 2015 bought the firm and renamed it Kelly Capital Partners. As a financial adviser, Janie serves clients through detailed financial planning, disciplined investments, insurance strategies and proactive personal service. Her focus is to help retirees attain confidence in their financial future through a well-designed plan they can rely on throughout their retirement years. Janie achieved the Retirement Income Certified Professional designation, Series 65 registration and holds a Michigan life and health insurance license. She is the author of Rerouting to Retirement and has authored whitepapers and articles in financial periodicals.