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How to Retire Well During Difficult Times
retirement planning When the financial environment is challenging (like now), it’s important to plan ahead and avoid some all-too-common retirement mistakes.
By Rick Barnett, CEPP, CFCA, MEP Published
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How to Pay Off $130,000 in Parent PLUS Loans for Just $33,000
Paying for College Meet Nate. He took out $130,000 in Parent PLUS loans for his kids. The standard repayment plan will cost him over $170,000. But some smart strategizing could get his bill down to $33,000 instead. Here’s how.
By Saki Kurose, CSLP®, IAR Published
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How to Take a Pension: A Math Formula Drives 1 Retiree’s Choice
retirement planning Ever hear of the pension income ratio? This mathematical formula can help you decide whether it makes more sense to take a lump sum or a series of pension payments.
By Michael Aloi, CFP® Published
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You're Asking the Wrong Financial Questions: Here's How to Fix That
retirement planning Three of the most common personal finance questions financial advisers get all the time are not the right ones to ask. Here’s how to take those questions and reframe them to get the answers you need to build your wealth.
By Eric Roberge, Certified Financial Planner (CFP) and Investment Adviser Published
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How to Build Wealth (or Rebuild It)
Financial Planning Use these 13 fundamentals of financial security to help unlock a rewarding future.
By the editors of Kiplinger's Personal Finance Published
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The Basics of Unemployment Benefits: Who Qualifies, How to Apply, How Much You’ll Get
Coronavirus and Your Money Unemployment insurance is a joint state and federal program that provides those out of work with temporary yet steady income to help them financially. In a big shift, the self-employed now qualify for benefits.
By Marc A. Wojno Published
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How to Protect Your Business When an Employee Gets Divorced
Divorce When one of your workers goes through a divorce, like it or not, your company can get pulled into the fray. It’s in your best interest (as well as theirs) to help streamline the process.
By Holly R. Davis Published
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Some Basics on How to Pick Dividend Growth Stocks
dividend stocks To grow your retirement wealth, for starters, don’t chase high dividend yields. That’s not the way to go. Instead, be selective and look for companies that dominate their fields in industries that are necessary for everyday life.
By Steve Jurich, Accredited Investment Fiduciary® (AIF) Published
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How to Get Hacked and Become a Victim of Identity Theft
Scams Yes, online security can be a drag, but if you’re tempted to click on that fun Facebook quiz or skip your phone update just this one time, here’s what could happen.
By H. Dennis Beaver, Esq. Published
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4 Tips on How to Negotiate for Anything
savings You can haggle for a better price on just about any product or service. You just need to know how to approach these conversations.
By Katherine Reynolds Lewis Published
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Are You Gambling or Investing? Here’s How to Tell
investing Gambling and investing are two very different things, but people sometimes get them mixed up. One’s good for a cheap thrill (if you’re lucky), but the other is designed to reliably build your wealth over time and eventually allow you to retire.
By Paul V. Sydlansky, CFP Published
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How to Keep Tabs on Your Credit Report
Coronavirus and Your Money Free weekly access is ending, but several services let you view your credit files more than once a year.
By Lisa Gerstner Published
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Yours, Mine … and Maybe Ours? Advice for Couples on How to Handle Money
personal finance Picking the right money-handling strategy for your family – separate finances, a joint account or something in between? – can make a big difference on how well you function and how well you get along.
By Kara Duckworth, CFP®, CDFA® Published
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How to Divorce a Millionaire (Tip: Watch Out for Executive Compensation)
Divorce The more money involved in a divorce, the more you need to know about things like stock options and restricted stock awards.
By Stacy Francis, CFP®, CDFA®, CES™ Published
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4 Key Steps You Can Take to Safeguard and Secure Your Identity
Sponsored Content From IdentityForce
By Staff Published
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How to Possibly Pay 0% in Taxes on Your Taxable Investment Gains
tax planning Don’t miss out: Certain people with low enough taxable income can sell stocks or mutual funds to convert their taxable gains into tax-free money. Here’s how.
By Mike Piershale, ChFC Published
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How to Play a Steeper Yield Curve
Investing for Income The first of the year was a downer for corporate bonds and real estate and utility shares. It was strong for floating-rate loan funds.
By Jeffrey R. Kosnett Published
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How to Address Retirees’ No. 1 Concern
retirement planning It’s a top worry for people nearing retirement: the fear of running out of money. By preparing for retirement with an income plan, you can feel confident in your golden years.
By Tony Drake, CFP®, Investment Advisor Representative Published
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How to Spot (and Squash) Nasty Fees That Hide in Your Investments
retirement planning Your annual investment statement might look hot this year, but it’s probably missing one very important figure: the fees you paid.
By Pam Krueger Published
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How to Avoid 2021 Being as Much of a Disaster as 2020
personal finance Maybe it’s time to try a different kind of financial resolution for the new year: one that’s more about helping others than helping yourself.
By Neale Godfrey, Financial Literacy Expert Published
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How to Create a Retirement Income Plan That Can Last a Lifetime
Sponsored Content from Sensible Money
By Staff Published
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How to Stay Safe on the Slopes
Coronavirus and Your Money Ski resorts have made changes to deal with COVID. Here’s what to expect.
By Emma Patch Published
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How to Find Yield With Emerging Market ETFs
Foreign Stocks & Emerging Markets Yield-hungry investors who are willing to take on extra risk should consider emerging-markets debt.
By Nellie S. Huang Published
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How to Find a Good Financial Professional – or Dump a Bad One
retirement planning Financial professionals can be invaluable on your journey to financial wellness. For the best experience, it’s important to find the right one for you.
By Salene Hitchcock-Gear, President of Prudential Individual Life Insurance Published
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How to Tell Whether You Can (or Should) Splurge on a Luxury Purchase
personal finance Think hard before you buy that sports car, RV or other dream item. There are other places where your money could serve you much better. Here’s how to evaluate whether a splurge works for you, and what you might be giving up.
By Andrew Rosen, CFP®, CEP Published
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How to Prepare Yourself (and Your Money) for COVID-19 in 2021
personal finance Get planning now so you aren’t caught unprepared for the continuing financial effects of this global pandemic.
By Josh Sailar, CFP®, CPFA Published
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How to Turn Your Retirement Savings into Retirement Income
retirement Your retirement income plan starts with a primer on Income Allocation planning, my method of creating a reliable stream of income big enough and steady enough to last you through retirement.
By Jerry Golden, Investment Adviser Representative Published
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How to Safely Socialize (and Work) at Home During the Pandemic
home Tips for transforming your backyard area into a social distancing hang out, as well as creating a work-from-home haven.
By Emma Patch Published
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How to Help Your Family Wealth Last for Generations
estate planning Creating generational wealth takes careful planning and thoughtful sharing of intentions, plus the right investment vehicle.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) Published
