Features

How to Give Your Kids Cash Gifts Without the IRS Paperwork

Most people can gift large sums without paying tax or filing a return, especially by structuring gifts across two tax years or splitting gifts with a spouse.

By Jeremy Keil, CFP®, CFA®, CKA®

'Boomer Candy' Investments Might Seem Sweet, But Beware

Products such as index annuities, structured notes and buffered ETFs might seem appealing, but sometimes they can rob you of flexibility and trap your capital.

By Mike Palmer, CFP

What's It Really Like to Have an RV in Retirement?

Having an RV in retirement is a nomadic life that takes some planning, but it provides freedom and variety to many.

By Laura Petrecca

Kiplinger Interest Rates Outlook: Cuts Expected to Continue

Forecasts Kiplinger's experts forecast what's happening and what's next for interest rates and the Federal Reserve.

By David Payne

12 Best Freebies for Retirees

Making Your Money Last Retiree-friendly goods and services are available at no cost – if you know where to look.

By Bob Niedt

Average Health Care Costs by Age and State: Can You Afford It?

Expect to pay more as you age and in some locations. We've got solutions for how to cover these costs, which can exceed $1,000 per month in your 60s.

By Adam Shell

Ask the Editor: IRAs, 401(k)s and RMDs

Ask the Editor In this week's Ask the Editor Q&A, Joy Taylor answers questions on IRAs, 401(k)s and required minimum distributions

By Joy Taylor

An End-of-Year Investing Checklist

December is a great time to get your portfolios in order. Investors can follow this checklist to assess what changes they may or may not need to make.

By Charles Lewis Sizemore, CFA

Got $100 to Gamble? These Penny Stocks Could Be Worth the Ride

Volatile penny stocks are high-risk plays with potentially high rewards. If you have $100 you can afford to lose, these three names are worth a look.

By Jeff Reeves

Being an Executor is a Thankless Job: Do It Well Anyway

You can be a "good" executor of an estate, even though carrying out someone's final wishes can be challenging.

By Adam Shell

Question: Are You Planning for a 20- or 30-Year Retirement?

You probably should be planning for a much longer retirement than you are. To avoid running out of retirement savings, you really need to make a plan.

By Bryan Pinsky

How to Steer Clear of the Medicare Tax Torpedo

Better beware, because if you go even $1 over an important income threshold, your Medicare premiums could rise exponentially due to IRMAA surcharges.

By John J. Gardner, IAR

Having No Life Insurance Is Like Driving Without a Seat Belt

Life insurance is that boring-but-crucial thing you really need to get now so that your family doesn't have to launch a GoFundMe when you're gone.

By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS

The Best 3-Year CDs of 2025

Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.

By Sean Jackson

Why Turning 65 Isn't What It Used to Be, According to an Expert

With more than 4 million people turning 65 in 2025, an expert in psychology and aging explains why so many of them are thriving like never before.

By Sandra Block

The Best High-Yield Savings Accounts of December 2025

Our high-yield savings account picks earn you rates as high as 4.35%, helping you outpace inflation and grow your savings quicker.

By Sean Jackson

Best No-Fee High-Yield Savings Rates

If you want to achieve short-term savings goals, these are the best options to consider. Best of all, they are fee-free.

By Sean Jackson

How Do I Gift Stocks?

Making presents of investments can benefit those who receive as well as those who give. Here's how to gift stocks this holiday season.

By Coryanne Hicks

15 Money-Saving Travel Tips for Retirees

travel Globetrotting in your golden years doesn't have to cost a fortune. Here are some ways to cut down on your travel expenses.

By Jackie Stewart

5 Types of Gifts the IRS Won’t Tax: Even If They’re Big

Gift Tax Several categories of gifts don’t count toward annual gift tax limits. Here's what you need to know.

By Kelley R. Taylor

The Best Small-Cap ETFs to Buy

ETFs The best small-cap ETFs offer a contrarian way to potentially outperform the market over the long term.

By Tony Dong, MSc

The 'Scrooge' Strategy: How to Turn Your Old Junk Into a Tax Deduction

Tax Deductions We break down the IRS rules for non-cash charitable contributions. Plus, here's a handy checklist before you donate to charity this year.

By Kate Schubel

Most-Overlooked Tax Breaks for Retirees and People Over 65

Tax Breaks If you're over 65, don't miss out on these overlooked tax breaks for retirees.

By Kevin McCormally

What to Expect from the Global Economy in 2026

The Kiplinger Letter Economic growth across the globe will be highly uneven, with some major economies accelerating while others hit the brakes.

By Rodrigo Sermeño

What You Need to Do With Your 401(k) Before 2025 Is Over

Sponsored by Savant Wealth Management

Before 2025 ends, check your 401(k) contributions, investments, and catch-up eligibility to lock in this year’s tax savings and employer match.

By Kathryn Pomroy

3 Year-End Tax Moves You Can't Afford to Miss

Don't miss out on this prime time to maximize contributions to your retirement accounts, do Roth conversions and capture investment gains.

By Daniel Razvi, Esquire

A Tax Diversification Strategy for Your Retirement Income

Spreading savings across three "tax buckets" — pretax, Roth and taxable — can help give retirees the flexibility to control when and how much taxes they pay.

By Kyle Hammerschmidt, Investment Adviser