Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
Joe F. Schmitz Jr., CFP®, ChFC®, CKA®, is the founder and CEO of Peak Retirement Planning, Inc., which was named the No. 1 fastest-growing private company in Columbus, Ohio, by Inc. 5000 in 2025. His firm focuses on serving those in the 2% Club by providing the 5 Pillars of Pension Planning.
Known as a thought leader in the industry, he is featured in TV news segments and has written three bestselling books: I Hate Taxes (request a free copy), Midwestern Millionaire (request a free copy) and The 2% Club (request a free copy).
You may have also seen Joe on YouTube, where he has one of the largest educational retirement planning channels for those in or near retirement with $1 million-plus saved and pensions.
Phone: 614.500.4121 | Email: info@peakretirementplanning.com | Website: www.peakretirementplanning.com
Investment Advisory Services and Insurance Services are offered through Peak Retirement Planning, Inc., a Securities and Exchange Commission registered investment advisor able to conduct advisory services where it is registered, exempt or excluded from registration.
Latest articles by Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Do You Have at Least $1 Million in Tax-Deferred Investments?If the answer is yes, then this article is for you. Find out how you can keep more of that $1 million for yourself and away from Uncle Sam.
By Joe F. Schmitz Jr., CFP®, ChFC®
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What You Can Do Now to Avoid Paying Higher Taxes in 2026Tax rates are set to increase once the Tax Cuts and Jobs Act sunsets at the end of 2025, but steps you take now could put you in a better financial position.
By Joe F. Schmitz Jr., CFP®, ChFC®
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Don’t Let the 'Widow's Penalty' Blindside You: How to PrepareIf one spouse passes away, the surviving spouse could pay nearly double the amount of income taxes. Are you planning for this?
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Are You Taking Too Much Risk in Retirement?Use a two-bucket plan, with a protection bucket and a growth bucket, to protect your nest egg from market volatility so it lasts as long as you need it to.
By Joe F. Schmitz Jr., CFP®, ChFC®
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Is Your Financial Adviser Doing a Good Job for You?If your meetings focus only on investment returns, that’s a problem. These 10 questions can help you determine if your financial adviser is being lazy.
By Joe F. Schmitz Jr., CFP®, ChFC®
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What CRNAs Need to Know About Money Post-GraduationLike other high-income professionals, certified registered nurse anesthetists (CRNAs) face unique financial challenges when it comes to cash management, risk and accumulation.
By Joe F. Schmitz Jr., CFP®, ChFC®
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High-Income Millennials, This Advice Is for YouIf you are in your 20s or 30s and making $150,000-plus a year, your financial planning needs are more advanced, and need more attention, than the average Millennial.
By Joe F. Schmitz Jr., CFP®, ChFC®
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Will You Pay Higher Taxes in Retirement?Your Social Security income and RMDs will most likely combine to deliver a tax torpedo, but there are ways to reduce your income in retirement to pay less tax.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
