5 Ways to Avoid Overspending on Wedding Gifts
Don't blow your budget by buying your friends pricey presents you can't really afford.
Weddings can be expensive -- not just for the couple getting married but also for the guests. I was reminded of this because my husband and I are attending one this weekend. Luckily, I'm at a stage in life where buying a wedding gift doesn't put a big dent in my budget (and most of my friends are married by now, so we don't attend many weddings anymore).
But those of you in your twenties and early thirties might be invited to several ceremonies this year (maybe some engagement parties and wedding showers, too). You're probably wondering how you can afford to get your friends something nice without racking up big credit-card bills or looking like a cheapskate when you give them a present that's actually in your price range.
The good news is that you can keep costs to a minimum by shopping smart and using a little creativity. Here are five tips to help:
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Set a budget. Examine your finances to figure out how much you can afford (use our budget worksheet). And avoid the urge to over-give. Your gift doesn't have to match the entrée price if you're invited to a fancy wedding.
Get creative. Homemade and heartfelt gifts can have a big impact -- at little cost to you. The key to pulling it off, though, is to personalize the gift. Make a wedding scapbook filled with pictures and mementos from the wedding -- and events leading up to it. If you're not crafty, consider a DVD photo album. Or pick something for the couple's shared interests, such as a travel magazine subscription and a pair of binoculars for a globe-trotting couple, or a DVD collector's set for film buffs. Monogram an inexpensive item, such as a frame or hand towels, for a personalized touch.
Get a group gift. Go in together to get a big-impact item. Group gifts are a common practice among baby-shower guests, and they work just as well for wedding presents. Ask other friends invited to the ceremony to pitch in so you can give the couple one of the more pricey items on their registry.
Stick to the registry. If you don't know the couple well, the registry definitely is your best bet. If you try to pick out something on your own but don't know the couple’s tastes, your gift might be the butt of jokes for years to come. You can also personalize a registry item to make it more meaningful. Include a couple of your favorite cookie recipes with that mixing bowl set, for example, and toss in a few of the key ingredients.
Offer your services. If you play an instrument or sing well, you could offer your musical talents for the ceremony or reception -- and save the couple the cost of hiring a musician.
-
The Retirement Donor's Checklist: Key Deadlines by Gift TypeRetirees have some charitable contribution options that can help avoid spikes in income from RMDS and capital gains.
-
Cooler Inflation Supports a Relief Rally: Stock Market TodayInvestors, traders and speculators welcome much-better-than-hoped-for core CPI data on top of optimism-renewing AI earnings.
-
Are T-Mobile's Prepaid Perks a Home Run or a Strikeout?T-Mobile's prepaid lineup promises MLB.TV, T-Mobile Tuesdays and hotspot data. But do the perks make it worth switching?
-
21 Last-Minute Gifts for Grandparents Day 2025 to Give Right NowHoliday Tips Last-minute gifting is never easy. But here are some ideas to celebrate Grandparents Day.
-
Texas Sales Tax-Free Weekend 2025Tax Holiday Here's what you needed to know about the Texas sales tax holiday.
-
Alabama Tax-Free Weekend 2025Tax Holiday Here’s everything you need to know about the 2025 back-to-school Alabama sales tax holiday.
-
The Sweet 23: States Where Twix and Kit Kat Avoid the ‘Candy Tax’State Taxes There’s something spooky this Halloween, and it’s not just the ghouls. Find out if your state’s sales tax takes a bite out of sweet savings.
-
Florida Back-to-School Tax-Free Holiday 2025Sales Taxes The new tax-free holiday in Florida brought month-long savings on computers, clothing and other school supplies.
-
Five Reasons You Shouldn't Shop Amazon's Prime Big Deal DaysSmart Buying Are Amazon Prime Big Deal Days still a good deal? We'll break it down.
-
Five Ways to Save on Vacation Rental PropertiesTravel Use these strategies to pay less for an apartment, condo or house when you travel.
-
How to Avoid Annoying Hotel Fees: Per Person, Parking and MoreTravel Here's how to avoid extra charges and make sure you don't get stuck paying for amenities that you don't use.
